FHA VS Conventional loan programs in Belton, Cass County, Missouri

In the year 2026, the limit for Conventional loans in Belton, Cass County, MO, is set at $726,200, while the FHA limit for a single-family home is $472,030.

Using Lendersa®'s Conventional loan calculator, you can compare the best rates available today between Conventional, FHA, and USDA loans. Our cutting-edge mortgage calculator lets you examine Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in your decision on the best program for your financial considerations in MO.

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2026 Loan Limits and Down Payment Requirements in Belton, Cass County, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $345,000 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 64012

Conventional and FHA Loan Alternatives in Belton, MO

At Lendersa®, the aim is to promptly secure you the finest deal on a Conventional, USDA, or FHA loan with ease. Choose from one of three starting options leading to matched lenders and loan programs crafted for your needs.

Lendersa's USDA loan request and matching analysis


Belton Lenders

  • Community Bank of Raymore
  • 801 West Foxwood Drive, Raymore, MO, 64083
  • Lends in Missouri
  • We opened our doors in May 1979 with a purpose and a mission to focus on the banking needs of our community. Over 35 years later, the Community Bank of Raymore still believes in and focuses on local residents. We are committed to meeting financial needs of our clients. Your finances are very personal and we realize that.

  • R-G Federal Credit Union
  • 421 Remington Plaza Court, Raymore, MO, 64083
  • Lends in Missouri
  • R-G Federal Credit Union to operate the Credit Union in accordance with the Federal Credit Union Act, The National Credit Union Administration rules & regulations and other applicable laws and regulations. Accordingly, our primary objective shall be to ensure the safety and soundness of the Credit Union.

  • CSD Credit Union
  • 8510 E Bannister Road, Kansas City, MO, 64134
  • Lends in Missouri
  • In 1959, CSD Credit Union was formed to provide the employees of CSD-1 (Hickman Mills School District) with an alternative to traditional for profit banking institutions. The first organizational meeting of the credit union was held in the Ruskin Cafeteria on March 19th, 1959. Assets at the end of the first month were $534