Explore the differences! FHA VS Conventional loan programs in Perryville, Perry County, Missouri

In 2026, the maximum limit for a Conventional loan in Perryville, county of Perry, MO, is $726,200, whereas the FHA loan cap for a single-family home is $472,030.

By using the Lendersa® Conventional loan calculator, you can compare today's best Conventional, FHA, and USDA rates, along with determining the income, credit, reserves, and documentation needed to qualify. The advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA loans, FHA, and VA offers in MO, facilitating your decision on the optimal program for your specific financial needs.

Explore loan offers from a wide network of 100 lenders

Comprehensive 2026 loan limits and down payment specifications for Perryville, county of Perry, MO

Loan Type Maximum Loan Limit Down Payment Requirement
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable for zip codes: 63775

Discover Conventional and FHA loan options in Perryville, MO

The aim of Lendersa® is to facilitate a timely and hassle-free acquisition of the best Conventional, USDA, or FHA loan for you. Choose one of three initial pathways that connect you to appropriate lenders and loan programs.

Lendersa's USDA loan request and matching outcomes


Perryville Lenders

  • Bank of Missouri
  • 916 N Kingshighway, Perryville, MO, 63775
  • Lends in Missouri
  • The Bank of Missouri is reaching new heights of service and customer care. Our rich history, reaching back over 12 decades, is our source of motivation. As we look back with pride, we look forward with excitement as our continued growth enables us to meet the ever changing needs of the communities we serve.

  • MRV Banks
  • Genevieve Drive, Suite 871, Sainte Genevieve, MO, 63670
  • Lends in Missouri
  • MRV Banks is a locally owned, independent bank dedicated to serving consumers and small businesses throughout Missouri. Since our beginnings in 2007, we have been providing the best products and services for our customers while supporting the communities in which we work and live.

  • Peoples Bank of Altenburg
  • 8537 Main St, Altenburg, MO, 63732
  • Lends in Missouri
  • Peoples Bank of Altenburg is here to provide the banking services you need. Serving the communities of Altenburg and Jackson, as well as the surrounding areas, we know the important role community banks play in making communities successful, and we take our role very seriously. We live and work in these communities, and provide the banking services

  • Ozarks Federal Savings and Loan Association
  • 2 East Columbia, Farmington, MO, 63640
  • Lends in Missouri
  • Ozarks Federal Savings and Loan Association is different from other area banks. Even our name is different. We were designed differently almost a century ago. This safe and secure bank is simple and fair by design. Since 1930, our depositors bring their checking and savings here so that borrowers can buy or build homes.

  • First State Community Bank
  • 201 East Columbia Street, Farmington, MO, 63640
  • Lends in Missouri
  • First State Community Bank is a financial leader in the State of Missouri. Founded in 1954, we have demonstrated an unyielding commitment to our clients and partners. From a Junior Savers Account to Commercial Real Estate Loan we work to find the best solution for each customer..

  • Leadco Community Credit Union
  • 820 E Main Street, Park Hills, MO, 63601
  • Lends in Missouri
  • Leadco Community Credit Union operates for the purpose of promoting thrift among its members, providing a source of funds where loans may be secured at a guaranteed low rate of interest, and assisting members in the management of their financial affairs. Credit Union operates for the purpose of promoting thrift among its members,