Explore the differences! FHA VS Conventional loan programs in Spanish-Lake, St. Louis County, Missouri

In the year 2025, the conventional loan limit for Spanish-Lake, located in St. Louis county, MO, is $647,200, while the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare the finest rates of Conventional, FHA, and USDA loans available today. Our advanced mortgage calculator allows you to view side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you select the best program for your financial needs in MO. It also identifies the income, credit, reserves, and documentation required.

Explore loan offers from 100 different lenders

2025 Loan Limits and Downpayment Requirements in Spanish-Lake, St. Louis County, MO

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This comparison table applies to zip codes: 63138

Varied Conventional and FHA Loan Options in Spanish-Lake, MO

Lendersa® is committed to offering you the best Conventional, USDA, or FHA loans quickly and easily. Start with one of three approaches that align you with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • LoanFIT LLC
  • 635 Casllisto Drive, Suite 103, Loveland, CO, 80537
  • The LoanFIT Team is a group of professionals with one goal in mind: to assist you in securing the ideal loan for your new home purchase, investment property purchase, or refinance. Learn exactly what you can expect when working with the LoanFIT Team from others' experiences below.
  • Axcel Capital Group
  • 1515 Market Street, Philadelphia, PA, 19102
  • We are a team of professionals with decades of experience funding commercial real estate & operating companies, who will assure the best outcome for your debt, equity and advisory needs. Whether developing, purchasing or refinancing, debt is the lifeblood for commercial real estate. Axcel delivers to its clients access to debt for any asset class
  • Republic Bank
  • 50 South 16th Street, Suite 2400, Philadelphia, PA, 19102
  • Our focus now is on innovation, customer satisfaction, brand building, and shareholder value creation. Today, we are one of the largest Philadelphia-based banks, yet we make decisions locally, and we make them quickly. Republic Bank is moving towards creating a major commercial and retail bank with a distinct brand.
  • American Commercial Lending Inc
  • 1500 Walnut Street, Suite 1103, Philadelphia, PA, 19102
  • American Commercial Lending, we specialize in the commercial mortgage industry. We have a team of experienced commercial mortgage brokers to guide you throughout the application process and ensure that you have everything needed to qualify for the loan. As the most trusted mortgage brokers.
  • Houwzer Mortgage
  • 1435 Walnut St, Philadelphia, PA, 19102
  • Houwzer is a modern, socially responsible real estate agency for savvy homeowners. We’ve rebuilt the real estate brokerage model around the customer with technology and a team of full service, salaried agents. Home sellers save an average of $15,000 with our listing agents, while home buyers trust our team's focus on buyer goals, not commissions.
  • Enterprise Commercial Financing
  • 100 South Broad Street, Suite 30, Philadelphia, PA, 19110
  • Enterprise Commercial Financing takes great pride in providing our clients with the absolute best loan options, rates and terms at the lowest service fee in the country. We ALWAYS put our clients best interest above our own. You can always rely on us for great service, professionalism and dependability.
  • Blue Arrow Lending Group Inc
  • 17918 West 86th Avenue, Arvada, CO, 80007
  • We are a boutique mortgage brokerage focused on educating and empowering our partners and clients to set them up for success for a home purchase or refinance transaction. Our mission is to offer our clients and business partners a wide range of products with the very best pricing. It's our passion to deliver exceptional customer service.
  • Uptown Financial Group, Inc.
  • 15550 W 64th Place, Arvada, CO, 80007
  • Uptown Financial Group, Inc. is a boutique mortgage company licensed in CA, CO, FL, TX, and VA. We specialize in providing our clients with the finest mortgage solutions tailored to their unique situations and individual needs. Let's face it, loans are as unique as people these days and one size doesn't fit all.
  • Commercial Lenders of America
  • 21 S 11th St 4th Fl, Philadelphia, PA, 19107
  • In-House Appraisal & Legal: Forget delays! Our in-house team handles all the appraisal and legal work, ensuring a smooth, swift process No Junk Fees, No Surprises: What we promise is what you get. Enjoy complete transparency with no hidden charges. Best Interest Rates & Low Points: Maximize your profits with our competitive rates and low points.