Explore the differences! FHA VS Conventional loan programs in Carthage, Leake County, Mississippi

In 2026, the Conventional loan limit for Carthage in Leake county, MS, is $726,200. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare top rates for Conventional vs. FHA vs. USDA loans today. Determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in deciding which program in MS best suits your financial needs.

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2026 Loan Limits and Down Payment Requirements in Carthage, Leake County, MS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to these zip codes: 39051

Discover Conventional and FHA Loan Options in Carthage, MS

The goal of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan quickly and hassle-free. Select one of three paths to find matching lenders and suitable loan programs.

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Carthage Lenders

  • The Citizens Bank
  • 521 Main Street, Philadelphia, MS, 39350
  • Lends in Mississippi
  • The Citizens Bank of Philadelphia has locations throughout Mississippi, from Starkville to the Gulf Coast. With an emphasis on community banking and banking on the communities we serve, we hope to grow dreams and improve the areas within our footprint. With over a century of service, The Citizens Bank stands on a past of strength and stability

  • The Bank of Forest
  • 211 West Third Street, Forest, MS, 39074
  • Lends in Mississippi
  • Visionary men, from families who would earn state and national recognition, including Hiram Eastland, Sr, and Major R. W. Millsaps, were the original founders of Bank of Forest. The bank was granted a corporate charter by the State of Mississippi on March 1, 1900 and opened its doors for business in February of 1901,

  • RiverHills Bank MS
  • 100 Fountains Blvd, Madison, MS, 39110
  • Lends in Mississippi
  • RiverHills Bank has been the financial institution of choice for many individuals, businesses and organizations throughout Mississippi since 1890. Our customers value the personal service we provide and are secure in the knowledge they are working with a locally owned bank that shares their sense of community.

  • Community Bank
  • 1255 W Government St, Brandon, MS, 39042
  • Lends in Mississippi
  • One of the South’s fastest-growing financial institutions did not originate in a large, metropolitan area or grow with the usual Bank business plan. Community Bank started more than 115 years ago in a small timber community in east central Mississippi and has grown by employing a unique approach to one of America’s most routine industries.

  • Members Exchange Credit Union
  • 107 Marketridge Drive, Ridgeland, MS, 39157
  • Lends in Mississippi
  • MECU was originally chartered solely for the employees of Presto Manufacturing Company in Jackson. Our humble credit union has grown to include more than 600 member companies across central and northern Mississippi.

    At Members Exchange, you’ll know right away that you’re more than a customer – you’re a member.

  • Brightview Credit Union
  • 713 South Pear Orchard Road, Suite 101, Ridgeland, MS, 39157
  • Lends in Mississippi
  • BrightView Credit Union is owned by its customers, but instead of customers, we call them “members.” Other financial institutions have stockholders who own the institution. Our members are owners and “users” of BrightView. When an individual joins BrightView, part of their initial deposit is their “share” of ownership in the credit union.

  • Affordable Lending Group Llc
  • 589 Northpark Drive, Suite D, Ridgeland, MS, 39157
  • Lends in Mississippi
  • Our mortgage experts will analyze your finances and recommend the best mortgage that suites your needs. Once we gather all of the information we will give your options and help you decide which product is the best fit for you. Our goal is to get you the best possible deal available.

  • MS Lending, LLC
  • 681 Towne Center Blvd, Suite A, Ridgeland, MS, 39157
  • Lends in Mississippi
  • MS Lending, LLC is a boutique mortgage brokerage lending throughout the state of Mississippi with offices in Ridgeland and Ocean Springs, Mississippi. Whether buying or refinancing, MS Lending has a wide array of options to help you meet your financial goals. Michelle Dugan has been named a Top 20 Mortgage Professional in 2020 by Yahoo! Finance,

  • The Commercial Bank
  • 175 Hopper Avenue, De Kalb, MS, 39328
  • Lends in Mississippi
  • Commercial Bank has always been committed to serving communities that lacked access to credit & consumer financial services. In 2014 we continued our commitment to serving our economically underserved markets by becoming a certified Community Development Financial Institution. Community business leaders formed Commercial Bank in 1914 in DeKalb, MS.