In 2026, the conventional loan ceiling in Hattiesburg, situated in the county of Forrest, MS, is $726,200. Conversely, the FHA limit for a single-family residence is set at $472,030.
Make use of the Lendersa® Conventional loan calculator to evaluate the most competitive rates for Conventional vs. FHA vs. USDA loans available today. Assess the necessary income, credit, reserves, and documentation needed to qualify. Our advanced calculator displays Conforming Conventional loans beside USDA, FHA, and VA options, aiding you in determining the most appropriate program for your financial situation in MS.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to the zip codes: 39401
The goal at Lendersa® is to facilitate access to the optimal Conventional, USDA, or FHA loan quickly and simply. Begin by choosing among three pathways designed to identify compatible lenders and loan programs.
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