FHA VS Conventional loan in Hattiesburg, Forrest County, Mississippi

In 2026, the conventional loan ceiling in Hattiesburg, situated in the county of Forrest, MS, is $726,200. Conversely, the FHA limit for a single-family residence is set at $472,030.

Make use of the Lendersa® Conventional loan calculator to evaluate the most competitive rates for Conventional vs. FHA vs. USDA loans available today. Assess the necessary income, credit, reserves, and documentation needed to qualify. Our advanced calculator displays Conforming Conventional loans beside USDA, FHA, and VA options, aiding you in determining the most appropriate program for your financial situation in MS.

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2026 Loan Limits and Down Payment Requirements in Hattiesburg, Forrest, MS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 39401

Explore FHA and Conventional Loan Options in Hattiesburg, MS

The goal at Lendersa® is to facilitate access to the optimal Conventional, USDA, or FHA loan quickly and simply. Begin by choosing among three pathways designed to identify compatible lenders and loan programs.

USDA loan request outcomes via Lendersa


Hattiesburg Lenders

  • Titan Home Loans LLC
  • 618 Campbell Loop, Suite 10, Hattiesburg, MS, 39401
  • Lends in Mississippi
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.

  • Grand Bank
  • 204 Westover Drive, Hattiesburg, MS, 39402
  • Lends in Mississippi
  • At Grand Bank we put people first. We have been providing our customers with superior and flexible service with a hometown approach since 1968. Our mission is to serve our communities and customers so that families grow stronger, businesses thrive, and communities flourish. Grand Bank is both a great place to save for our customers.

  • Citizens Bank Columbia
  • 814 Main Street, Columbia, MS, 39429
  • Lends in Mississippi
  • Citizens Bank can trace its origins back to 1913, when Henry and Sallie Rankin acted on their belief that the Columbia area needed a bank that could be responsive to the financial needs of individuals and businesses within their community. Twenty-four original shareholders raised $35, 000 in capital to form the Bank.

  • Sunbelt Federal Credit Union
  • 734 Sawmill Road, Laurel, MS, 39440
  • Lends in Mississippi
  • At Central Sunbelt, we have tons of great options to buy, build, or enhance your home to fit your lifestyle and wallet. Flexible loan options paired with competitive rates and as little as zero down payment allow new or seasoned home-buyers to make the right decision for their home. We are excited to get started on making your dreams come true.

  • First State Bank
  • 708 Azalea Dr, Waynesboro, MS, 39367
  • Lends in Mississippi
  • First State Bank is here to serve all of your financial needs. Our mission is to be a strong independent community bank that provides excellent customer service in an employee friendly environment while striving to maintain stable growth and maximizing earnings and shareholder value.

  • Magnolia State Bank
  • 28 Hwy 528, Bay Springs, MS, 39422
  • Lends in Mississippi
  • Magnolia State Bank offers its customers full-service banking delivered through a variety of methods and by offering many accounts and services options. For branch, drive thru and ATM locations and times of service, see the Locations tab. We invite you to explore this website for detailed information concerning our many products and services.

  • Ferguson Federal Credit Union
  • 1026 E Broad Street, Monticello, MS, 39654
  • Lends in Mississippi
  • Chartered in 1968 at what was formerly St. Regis (now Georgia Pacific), and operating in a small vacant office, organized as a cooperative to offer better financial services to those employees of the mill. As we grew, we established a stand-alone branch right outside of the mill and were able to offer services to others in the community

  • Gulf Coast Community Federal Credit Union
  • 12364 Highway 49, Gulfport, MS, 39503
  • Lends in Mississippi
  • At Gulf Coast Community Federal Credit Union, we want to know what our members have to say. So if you have questions, comments, constructive feedback, or praise, don't be shy! Give us a call, swing by, or contact us via email using this handy form. We offer a wide range of financial services to help you chase your dreams with confidence

  • First National Bank of Picayune
  • 121 East Canal Street, Picayune, MS, 39466
  • Lends in Mississippi
  • First National Bank of Picayune was founded in September 1947 to serve the residents of Pearl River County. It is the only local bank headquartered in Picayune, Mississippi. In addition to the Main branch located on East Canal Street, the bank has three branches in Picayune, West Canal, North, and South branches. West Canal branch was opened in 196