FHA VS Conventional loan programs in 2026 for West-Hattiesburg, Lamar County, Mississippi
For the year 2026, the Conventional loan maximum in West-Hattiesburg, located in the county of Lamar, MS is set at $647,200, whereas the FHA maximum for a single-family dwelling is $420,680.
The Lendersa® Conventional loan calculator is designed for comparing the best rates among Conventional, FHA, and USDA loans today. It details the income, credit score, reserve requirements, and essential documents necessary to qualify. Our sophisticated mortgage calculator allows you to compare side by side the Conforming Conventional loans with USDA, FHA, and VA options, aiding in the decision-making process for your financial needs in MS.
2026 Loan Limits and Down Payment Needs in West-Hattiesburg, Lamar, MS
Type of Loan
Limit of Loan
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to the following zip codes: 39402
Loan Options for Conventional and FHA in West-Hattiesburg, MS
Lendersa® aims to provide the optimal experience in securing a Conventional, USDA, or FHA loan swiftly, without complications. Choose from three different starting points that connect you with matched lenders and loan programs.
At Grand Bank we put people first. We have been providing our customers with superior and flexible service with a hometown approach since 1968. Our mission is to serve our communities and customers so that families grow stronger, businesses thrive, and communities flourish. Grand Bank is both a great place to save for our customers.
618 Campbell Loop, Suite 10, Hattiesburg, MS, 39401
Lends in Mississippi
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
Citizens Bank can trace its origins back to 1913, when Henry and Sallie Rankin acted on their belief that the Columbia area needed a bank that could be responsive to the financial needs of individuals and businesses within their community. Twenty-four original shareholders raised $35, 000 in capital to form the Bank.
At Central Sunbelt, we have tons of great options to buy, build, or enhance your home to fit your lifestyle and wallet. Flexible loan options paired with competitive rates and as little as zero down payment allow new or seasoned home-buyers to make the right decision for their home. We are excited to get started on making your dreams come true.
Chartered in 1968 at what was formerly St. Regis (now Georgia Pacific), and operating in a small vacant office, organized as a cooperative to offer better financial services to those employees of the mill. As we grew, we established a stand-alone branch right outside of the mill and were able to offer services to others in the community
Magnolia State Bank offers its customers full-service banking delivered through a variety of methods and by offering many accounts and services options. For branch, drive thru and ATM locations and times of service, see the Locations tab. We invite you to explore this website for detailed information concerning our many products and services.
As PriorityOne Bank has exceeded a 111-year history of serving its loyal customers, it is proud of the fact that it remains a local independent community based bank that is expanding & growing to serve the vast financial needs of many customers throughout MS. PriorityOne Bank has experienced considerable growth, while still retaining the friendly.
First State Bank is here to serve all of your financial needs. Our mission is to be a strong independent community bank that provides excellent customer service in an employee friendly environment while striving to maintain stable growth and maximizing earnings and shareholder value.
First National Bank of Picayune was founded in September 1947 to serve the residents of Pearl River County. It is the only local bank headquartered in Picayune, Mississippi. In addition to the Main branch located on East Canal Street, the bank has three branches in Picayune, West Canal, North, and South branches. West Canal branch was opened in 196
