FHA VS Conventional loan programs in Petal, Forrest County, Mississippi

For 2026, the Conventional loan cap in Petal, situated in the county of Forrest, MS, is $726,200, whereas the FHA cap for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to contrast today's top rates for Conventional, FHA, and USDA loans. It's designed to help determine the income, credit, reserve, and paperwork needed to qualify. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA options side by side to identify which program suits your financial situation in MS best.

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2026 loan limits and down payment details in Petal, Forrest county, MS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 39465

Options for Conventional and FHA loans in Petal, MS

Lendersa® aims to secure you the most favorable Conventional, USDA, or FHA loan efficiently and without hassle. Begin with one of three strategies to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Adaptive Mortgage Solutions Inc.
  • 32 Eaglecreek, Irvine, CA, 92618
  • "We believe that every customer deserves the best care & service when purchasing or refinancing the home of their dreams.
    We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations."

  • Better Loans Corporation
  • 9070 Irvine Center Drive, Suite 270, Irvine, CA, 92618
  • Better Loans Corporation was established in 1982 from a corporate banking system when underwriting and processing were totally manual.
    Through the years we’ve seen many banks expand and implode through market contraction and globalization. We’ve learned that adapting to changes takes constant modification to the current market

  • True Path Loans Inc
  • 16520 Bake Parkway, Unit 125, Irvine, CA, 92618
  • True Path Loans is a mortgage brokerage that started with the intent to offer excellent service, low competitive rates and expertise to help guide those with limited knowledge of the mortgage industry. We offer over 30 years of experience in the mortgage industry to help you choose the best product for you and to simplify the process.

  • Watermark Home Loans
  • 100 Spectrum Center Dr, Suite 150, Irvine, CA, 92618
  • "Watermark Home Loans strives to provide complete customer satisfaction and treat each client with the respect, integrity, and communication they deserve.
    Our purpose and approach are simple. We listen, analyze, educate, and advise each client regarding their specific financial needs and goals based on their current situation."

  • SmartMoney Realty & Mortgage
  • 16 Technology Drive, Suite 142, Irvine, CA, 92618
  • The home buying and selling process can be a hassle-filled and extremely lengthy experience for first time and repeat buyers. Driven to improve this process and remove the headache and frustration it can cause, SmartMoney Realty & Mortgage created a stress-free and streamlined solution for its clients by providing realty

  • Everwise Home Loans & Realty
  • 15615 Alton Parkway Suite 450, Irvine, CA, 92618
  • At Everwise Home Loans & Real Estate, our mission is to set a high standards in the Mortgage & Real Estate industry. We are committed to quality customer service by putting the people we serve first. Our goal is to carefully guide you through the Home Loan and Real Estate process, so that you can confidently make the best decisions for you

  • Eagle Home Mortgage
  • 15131 Alton Parkway Suite 235, Irvine, CA, 92618
  • Eagle Home Mortgage has offered full-service home lending and refinancing options to customers. It is Eagle’s mission to remove the barriers to homeownership by providing every customer with an elite team of mortgage advisors, a competitive financial package, and the industry's best digital mortgage experience.

  • Ryan Grant Team - A Professional Mortgage Experience
  • 100 Spectrum Center Dr #750, Irvine, CA, 92618
  • The Ryan Grant Team has been a pioneer in transforming the way that the consumer looks at their mortgage lending relationship. For over 13 years, Ryan and his team of outstanding professionals have provided a level of value to their clients that is not common in the mortgage business.

  • PSG Capital Partners Inc.
  • 16441 Scientific Way, Irvine, CA, 92618
  • PSG Capital Partners Inc. we have over 30 years of real estate analysis, residential and commercial financing (retail and wholesale), underwriting and Trust Deed investing, we have the experience in California and Specialize in the local Orange County market that you can trust. PSG Capital Partners Inc.

  • Carlyle Capital
  • 3 Park Plaza, Suite 780, Irvine, CA, 92618
  • Carlyle Capital is an asset-based private lender and asset management company in the business of deploying capital against real estate,typically as short-term bridge loans to acquire, refinance,re-purpose, or develop real estate holdings.Carlyle Capital’s extensive strategic partners provide the ability to competitively fund deals of any magnitude.