In 2026, the limit for a Conventional loan in Columbus, located in the county of Lowndes, MS, is $726,200. The FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA loans, helping to determine the requisite income, credit, reserves, and documents for qualification. Our state-of-the-art mortgage calculator places Conforming Conventional loans side by side with USDA, FHA, and VA options, helping you decide which program is ideal for your financial needs in MS.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
The above table applies to these zip codes: 39702
Lendersa® is committed to ensuring you secure the best possible Conventional, USDA, or FHA loan quickly and smoothly. Begin with one of three initial steps to find the appropriate lenders and loan programs.
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