Explore the differences! FHA VS Conventional loan programs in Newton, Newton County, Mississippi

In 2025, Convetional loan limit in Newton, county of Newton, MS is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MS is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Newton, county of Newton, MS

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 39345

Conventional and FHA loan options in Newton, MS

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • EMPERIQ FINANCIAL LLC
  • 7613 Jordan Blvd, Suite 100, West Jordan, UT, 84084
  • Emperiq believe the ability to have access to the best lenders & products across the country are the key to being able to lead in this industry.Not just for today,but more importantly,for tomorrow.Our ability to analyze each individual client & their unique situations & then match with the broad range of products that serve their needs the best.
  • VelaStar Commercial Funding
  • 3123 W 3875th S, Suite 101, West Valley City, UT, 84119
  • We make loans that Banks don't or can't make. We make loans based on strong collateral positions. We buy notes. We suply the market with fresh capital to keep you in business. We make high loan to value SBA loans to strong borrowers. We loan on MOST all types of COMMERCIAL real estate. Land loans and Construction money is now available.
  • New Point Lending
  • 3731 W South Jordan Pkwy, Suite 102-122, South Jordan, UT, 84009
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Rocky Mountain Bank (Montana)
  • 2615 King Avenue West, Billings, MT, 59108
  • We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
  • 3 Keys Lending, LLC
  • 12349 South Pagano Lane, Herriman, UT, 84096
  • At 3 Keys Lending, LLC, our mission is to help homeowners and future homeowners get the absolute best mortgage rates and options when buying or refinancing their home. Through a little education, we can help you save thousands of dollars on your loan by teaching you the 3 Keys of Lending.
  • Lane BY Lewis
  • 6759 W Clear Water Dr., Herriman, UT, 84096
  • Loans By Lewis team is here to offer assistance for all of your mortgage needs. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Contact us today and see how we can help you turn the home of your dreams into a reality
  • Bonneville Financial Services, Inc.
  • 1009 North Allington Drive North, North Salt Lake, UT, 84054
  • Bonneville Financial Services, Inc. was founded by Maria Thomson Frady in August 2003. She began her career in the Housing Market as a Real Estate Agent in Brazil in 1990. As an Independent Real Estate Agent, she focused on assisting her clients in buying, selling, and leasing properties in Recife, PE-­Brazil.
  • Varex Federal Credit Union
  • 1678 South Pioneer Road, Salt Lake City, UT, 84104
  • Our motto, ""Friends Helping Friends"" represents the credit union's desire to serve the Varex employees, retirees and their families by customizing our service to meet each member's unique needs. We want to be our members' financial institution of choice for loans and savings by offering highly competitive rates.