FHA VS Conventional loan programs in Lucedale, George County, Mississippi

In 2026, the limit for conventional loans in Lucedale, county of George, MS, is set at $726,200, whereas the FHA limit for a single-family residence is at $472,030.

Lendersa® provides a Conventional loan calculator to help you compare the best rates available today for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and required documents for each. Using our advanced mortgage calculator, you can view and compare Conforming Conventional, USDA, FHA, and VA loans side by side. This assists you in choosing the optimal program for your financial situation in MS.

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2026 Loan Limits and Down Payment Requirements in Lucedale, George County, MS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above comparison table applies to ZIP codes: 39452

Options for Conventional and FHA Loans in Lucedale, MS

The aim of Lendersa® is to help you secure the best Conventional, USDA, or FHA loan quickly and with ease. Choose from one of three starting points to get matched with suitable lenders and loan programs.

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Lucedale Lenders

  • Singing River Federal Credit Union
  • 6006 Highway 63, Moss Point, MS, 39563
  • Lends in Mississippi
  • Singing River Federal was organized in 1953 by the employees of International Paper (Southern Craft Mill) as a fair-rate financial cooperative. Today, Singing River Federal's more than 28, 000 members have more than $230 million in assets. Anyone who lives, works, worships or attends school in Jackson

  • FBT Mortgage
  • 6911 Washington Avenue, Suite B, Ocean Springs, MS, 39564
  • Lends in Mississippi
  • FBT Mortgage (FBTM) is a wholly owned subsidiary of First Bank and Trust headquarted in New Orleans, Louisiana. FBTM offers traditional mortgage products as well as unique solutions that are customized to the special needs of clients. FBTM offers Conventional Mortgage financing as well as Veterans Administration (VA), FHA, USDA loans.

  • Gulf Trust Federal Credit Union
  • 2533 Denny Avenue, Pascagoula, MS, 39567
  • Lends in Mississippi
  • In early 1972 a group of employees of the Singing River Hospital and the Ocean Springs Hospital gathered to discuss forming a credit union for the purpose of providing economical savings and loans to fellow co-workers and families. The State of Mississippi granted them a charter and the J C Hospital System Employees Credit Union was born.

  • First Federal Savings & Loan
  • 903 Jackson Avenue, Pascagoula, MS, 39568
  • Lends in Mississippi
  • First Federal is the premier mortgage lender in South Mississippi. With mobile technology and internet, you can keep up with our latest checking, savings and mortgage products. Stability and customer service is our number 1 priority. we are moving forward into the future with exciting new products