Explore the differences! FHA VS Conventional loan programs in Wiggins, Stone County, Mississippi
For 2025, the limit for conventional loans in Wiggins, within the county of Stone, MS, stands at $726,200, whereas the FHA cap for a single-family domicile is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess today's optimal rates for Conventional versus FHA and USDA loans. It enables you to evaluate the income, credit, reserves, and paperwork required for qualification. Our cutting-edge mortgage calculator lets you compare Conforming Conventional loans, USDA, FHA, and VA loans side by side, allowing you to choose the most suitable program for your financial needs in MS.
Loan limits and downpayment guidelines for 2025 in Wiggins, located in Stone county, MS
Loan Type
Loan Limit
Required Downpayment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable for zip codes: 39577
Available options for Conventional and FHA loans in Wiggins, MS
Lendersa® strives to offer you the most advantageous Conventional, USDA, or FHA loans promptly and without complications. You can commence with any of three available pathways, leading to corresponding lenders and loan plans.
Ohio University Credit Union has been open since 1955. It's the 18th largest credit union in Ohio with assets totaling $476.96 Million and providing banking services to more than 26, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
The St. Henry Bank is a banking company headquartered in St. Henry, Ohio, and has been serving the Mercer County, Ohio, area since its establishment in 1905. The bank provides a variety of banking services, including 24-hour automatic teller machines; Internet banking; personal banking, including checking accounts
In 1892, the Peoples Savings Bank was granted a charter by the State of Ohio to open for business in Urbana, Ohio. Realizing the importance of the Champaign County community they would serve, it was thus very logical to choose the name: The PEOPLES Savings and Loan Company.
In 1993, Peoples changed from a state-chartered savings
BTC Bank is a community bank founded on the traditional values of personal customer service. Our continued tradition of serving our friends & neighbors with courteous, professional banking services maintains. We strongly support our local communities. We are proud of the roots of our past and prepared for the growth in our future.
The State Bank of Herscher was chartered in 1902 by a group of residents who understood what a local bank meant for the well-being of their community. The growth that we have experienced since that time has allowed us to move to our present location in Herscher as well as expand to Limestone.
The Stock Exchange Bank is a locally owned and operated financial institution. Established in 1903, the bank offers a wide range of products and services. It provides clients various deposits options, including free checking, regular checking, value plus club, value plus gold, money market checking,
At Central Ohio Mortgage, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
Justus Sharp has over 19 years of mortgage experience having worked for Finance of America, Wells Fargo, Household Mortgage, Chase Home Finance, Fifth Third Bank, and First Federal Lakewood. For three consecutive years (2008-2010), at Fifth Third Bank, he was recognized in the “Top 3” for all the Loan Officers in the Columbus, Ohio
