Explore the differences! FHA VS Conventional loan programs in Meridian, Lauderdale County, Mississippi

In the year 2025, the maximum limit for a Conventional loan in Meridian, situated in the county of Lauderdale, MS, is set at $726,200. For an FHA loan, the limit stands at $472,030, applicable to single-family homes.

Lendersa® offers a Conventional loan calculator to contrast today's top rates for Conventional, FHA, and USDA loans, helping you understand the income, credit, reserves, and documents required for qualification. This advanced mortgage solution allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in your selection of the most suitable program in MS for your financial circumstances.

Explore loan offers from 100 different lenders

Loan limits and down payment requirements for 2025 in Meridian, Lauderdale, MS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above comparison is relevant for the following zip codes: 39307, 39305, 39301, 39302, 39303, 39304

Learn about FHA and Conventional loan choices in Meridian, MS

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loans promptly and efficiently. Choose from one of three ways to get matched with suitable lenders and loans:

Lendersa USDA loan request and matching outcome


  • Insource Funding
  • 433 Plaza Real, Ste 275, Boca Raton, FL, 33432
  • Insource Funding is a nationwide Hard Money lender that was established in 2001 to provide time-sensitive short term Hard Money loans to real estate investors for the purchase, refinance or cash-out of non-owner occupied residential, multi-family, mixed-use, office, retail, warehouse and small balance commercial properties.
  • Mortgage Makers USA, Inc.
  • 433 Plaza Real, Suite 275, Boca Raton, FL, 33432
  • Mortgage Makers USA, Inc. is a full service mortgage brokerage business licensed in the State of Florida since 1998. For the past nineteen years, Mortgage Makers USA, Inc. has been servicing our customers with integrity, honesty and competence. We offer a comprehensive line of mortgage products including conforming and non-conforming home loans.
  • Choice Mortgage
  • 40 SE 5th Street Suite 502, Boca Raton, FL, 33432
  • Since 1995, Choice Mortgage has been providing the best real estate financing programs available. As a licensed lender, we offer a wide variety of services and programs that satisfy the unique needs of each of our clients. We service FL, CA, CO, NH & NC. Our primary goal is to retain your business.
  • Loan Genius
  • 601 S Federal Hwy Suite 201, Boca Raton, FL, 33432
  • Loan Genius main office is located in Boca Raton, but we serve all of South Florida, including: Palm Beach County, Broward County, Miami-Dade County, and beyond. If you're looking for mortgage anywhere in Florida, we can help you find the perfect fit. We are experts in all aspects of mortgage lending.
  • Frias Financial
  • 1700 South Dixie Highway Suite 106, Boca Raton, FL, 33432
  • We have cultivated strong relationships with Hedge Funds, Pension Funds, Life Insurance Companies, Private Lenders, Regional and National Banks, International Institutions and Wall Street Bankers to provide our borrowers a wide array of programs to meet their financial needs worldwide.
  • IGC 10 Capital
  • 701 NW 5th Ave Boca Raton, Boca Raton, FL, 33432
  • Our values include client focus, strong execution, and continuous improvement for your real estate needs. Say goodbye to shopping around endlessly for a suitable lender. We've managed over $1 billion in real estate loans, and the number continues to grow! Our sole intent is to improve your real estate business, whether it’s by lowering costs, cr
  • Illinois Community Credit Union
  • 508 W. State Street, Sycamore, IL, 60178
  • Illinois Community Credit Union began in 1935 as Sycamore Community Credit Union. Community leaders came together to form a financial institution that was owned by and operated for the benefit of the people of Sycamore and the surrounding area. Sycamore Community Credit Union provided a place where local residents could borrow at reasonable rates.
  • Source 1 Mortgage
  • 1430 Dekalb ave, Sycamore, IL, 60178
  • Source 1 Mortgage has zero lender fees and is the largest Mortgage Brokerage in DeKalb county. We specialize in low down payment programs, as well as FHA, VA, Conventional and USDA loans. As a Brokerage we are able to works with some of the largest investors and mortgage wholesalers in the nation to offer you the widest array of product
  • ATS Investments Group
  • 3255 NW 94th Ave, Suite 8251, Coral Springs, FL, 33075
  • ATS Financial, a subsidiary of ATS Investments Group LLC, through its partnership with Fundwise Capital, offers business loans to help you grow your business. Among the products offered are: Equipment Leasing, Accounts Receivables, SBA Loans and Business Lines of Credit. We have expert consultants that will guide you through the process of funding