As of 2026, the conventional loan ceiling in Waynesboro, located within Wayne county, MS, is $726,200. The FHA limit for a single-family home is set at $472,030.
Use the Lendersa® Conventional loan calculator to compare today’s top rates between Conventional, FHA, and USDA loans. Determine what income, credit level, reserves, and documentation might be required for qualification. Our sophisticated mortgage calculator presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, enabling you to choose the best program tailored to your financial needs in the state of MS.
Compare offers from a diverse range of 100 lenders
| Type of Loan | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table is applicable to zip codes: 39367
The objective of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan efficiently and without hassle. Begin with any of the three pathways to match with suitable lenders and loan programs.
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