For 2026, the conventional loan ceiling in Laurel, situated in Jones county of MS, is $726,200. In contrast, the FHA limit for a single-family house is $472,030.
Make use of the Lendersa® Conventional loan calculator to evaluate today’s top rates across Conventional, FHA, and USDA loans. Discover requirements for income, credit, reserves, and documents to qualify. Our sophisticated mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side-by-side, guiding you to choose the best program in MS for your financial needs.
Explore loan offers from a selection of 100 lenders
| Loan Type | Loan Ceiling | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table's values are applicable to zip codes: 39440
Lendersa® aims to offer you the most advantageous terms on Conventional, USDA, or FHA loans quickly and seamlessly. Choose one of three pathways to find matching lenders and loan programs suited to you.
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
