Conventional Loans Vs FHA in Deer-Lodge, MT [in 2026]

In 2026, the Conventional loan limit in Deer-Lodge, within Powell County in MT, is $647,200. For a single-family home, the FHA limit is set at $420,680.

Utilize the Lendersa® Conventional loan calculator to contrast today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows a side-by-side comparison of Conforming Conventional loans with USDA, FHA, and VA, helping you decide on the best program for your financial needs in MT.

Exploring Conventional and FHA Loan Options in Deer-Lodge, MT

At Lendersa®, our aim is to efficiently provide you with the best Conventional, USDA, or FHA loan options without hassle. Begin by selecting one of three pathways, each leading to matching lenders and ideal loan solutions.

Results from a Lendersa USDA loan request

Deer-Lodge Lenders
(406) 682-4215 Lender's profile and map Madison Valley Bank 109 West Second, Boulder, MT, 59632 Lends in Montana When Peter T. opened First Madison Valley Bank in 1965, on Main Street of Ennis, Montana, he waited outside the doors of his single-story bank building, with no indoor plumbing, and shook hands with each patron who entered. He intended for that bank to serve as a hub for the rural Montana community he loved.
(406) 442-8870 Lender's profile and map Ascent Bank 2037 N Last Chance Gulch, Helena, MT, 59601 Lends in Montana In 1970, Paul Caruso, Sr. moved to Helena and established Ascent Bank, formerly First Security Bank of Helena. Paul believed that being a family owned and managed bank meant truly supporting the community and creating a culture that saw every customer as having unique needs. Paul and the entire staff saw finding solutions.
(406) 495-2526 Lender's profile and map Valley Bank of Helena 3030 North Montana Ave., Helena, MT, 59601 Lends in Montana Valley Bank proudly serves the Helena Valley and surrounding areas, helping businesses and individuals achieve their financial goals every day. We are a division of Glacier Bank, which is owned by Glacier Bancorp, Inc. (GBCI), a regional bank holding company headquartered in Kalispell, Montana.
(406) 442-3080 Lender's profile and map Opportunity Bank of Montana 1400 Prospect Ave, Helena, MT, 59601 Lends in Montana At our heart we are a Montana community bank. We are part of each community we serve. We volunteer, donate, build, educate, and strive to make our communities stronger. Our mission is to provide strong financial futures for Montanans. Opportunity Bank of Montana opened our doors in Helena, Montana in 1922.
(800) 343-5362 Lender's profile and map Intrepid Credit Union 915 Kessler St., Helena, MT, 59601 Lends in Montana Intrepid Credit Union offers its members the latest in technology as well as a full menu of products — from all types of loans (including mortgage) to 24-hour account information by phone or internet, bill pay, free rewards checking, various savings accounts for all ages, as well as IRAs, Share Certificates, & Mastercard credit cards & debit cards.
(406) 449-2680 Lender's profile and map Rocky Mountain Credit Union 3400 N. Montana Ave, Helena, MT, 59602 Lends in Montana RMCU is here to help you through life’s events big or small. As a member, you are an owner. RMCU is a democratic financial cooperative and that means you have a say in how your credit union is run. We are also not-for-profit which allows us to offer low loan rates and higher interest deposits. RMCU puts people first.
(406) 363-4631 Lender's profile and map Ravalli County Federal Credit Union. 501 N 1st Street, Hamilton, MT, 59840 Lends in Montana Ravalli County FCU was known as Ravalli County Federal Employees Credit Union Association. It was a state chartered credit union with membership restricted to employees of the Rocky Mountain Lab and the Forest Service. Over the years additional groups were allowed to join the credit union
(406) 375-8800 Lender's profile and map Hamilton Mortgage Services, Inc 716 S 1ST ST, Hamilton, MT, 59840 Lends in Montana At Hamilton Mortgage Services, Inc We understand that each customer has specific needs. To meet those specific needs, we strive to provide a wide array of products, investment tools, mortgages and best of all quality service and individual attention. The loan process may seem daunting
(406) 829-2666 Lender's profile and map First Montana Bank 201 N. Higgins Ave, Missoula, MT, 59802 Lends in Montana Our story began in 1913 when several gents in Libby Montana got together and decided it would be a fine idea to create a bank dedicated to helping the community prosper and grow. Since that day, that small local bank has grown to ten branches serving eight western Montana communities.
(406) 829-2662 Lender's profile and map Bank of Montana 125 Bank Street, Suite 100, Missoula, MT, 59802 Lends in Montana We offer a full range of deposit and loan services, featuring some of the most competitive rates in the country. One of our specialties is government-enhanced loans such as those provided in conjunction with the Montana Board of Investments, the Small Business Administration, the U.S. Department of Agriculture, and other state and federal programs.