FHA VS Conventional loan in Great-Falls, Cascade County, Montana

This year, 2025, the Conventional loan limit in Great-Falls within Cascade county, MT, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to assess today’s leading Conventional, FHA, and USDA rates. Evaluate the required income, credit scoring, reserves, and necessary documents for eligibility. Our advanced calculator allows a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans to aid your decision on the ideal program in MT for your financial scenario.

Explore loan offers from a selection of 100 lenders

2025 Loan Cap and Down Payment Requirements in Great-Falls, Cascade County, MT

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This chart specifies limits applicable to these zip codes: 59405, 59404, 59401, 59406

Loan Options: Conventional and FHA in Great-Falls, MT

At Lendersa®, our objective is to provide you with the most advantageous Conventional, USDA, or FHA loan quickly and effortlessly. Choose from three starting options to connect with suitable lenders and loan schemes.

Lendersa USDA loan request and matching outcomes


  • The First State Bank of Malta
  • 1 South 1st Street East, Malta, MT, 59538
  • With over a "Century of Service" to Phillips County, The First State Bank of Malta was organized on Jan. 8, 1903. The new bank was chartered with an authorized capital of $50,000.00. The First State Bank has grown and changed in many ways over the past 112 years, however, it still maintains the same qualities
  • Carla Marinko - Stockman Bank
  • 402 N Broadway, Billings, MT, 59101
  • Stockman Bank is a Montana born company built on western values, focused on creating long-standing relationships through integrity, expertise and results. We are the largest private, family owned bank in Montana. Founded 1953, in Miles City by William Nefsy, we are Montana's premier financial center for personal, business, agriculture,
  • Yellowstone Bank.
  • 3010 3rd Avenue North, Billings, MT, 59101
  • Yellowstone Bank is pleased to bring a full array of highly competitive products and services to the communities we serve. Drawing on more than 100 years of banking experience, Yellowstone Bank has achieved a strong and growing presence in the financial services marketplace. Yellowstone Bank was founded by B. M. Harris in 1907
  • Western Security Bank
  • 2812 1st Avenue North, Billings, MT, 59101
  • Western Security Bank is a full service, community focused organization serving those who live and work in Yellowstone County, Montana. With conveniently located branches from Laurel to Lockwood, we offer more locations than any other financial institution serving the Billings area. Western Security Bank, A Division of Glacier Bank,
  • Wallinder Mortgage Brokers
  • 746 Grand Avenue, Billings, MT, 59101
  • "We are 'Your Home Town Mortgage Store' We shop America's Top Lender for the best real estate home loan, suited to your needs. No extra cost to you! Great Rates! More loan options for you! Lenders with NO Banking ‘overlays’. NO ‘Extra’ loan restrictions. Helping home buyers and owners for over 20 years!"
  • Valley Credit Union
  • 207 North Broadway, Billings, MT, 59101
  • Valley Credit Union has proudly served citizens within the Big Sky Country, which now includes 11 counties across Montana and Wyoming. From the beginning, we were founded on the promise to provide accommodating, personalized service, as well as top-notch financial services to our members. Those founding principles are the same driving force
  • Guardian Mortgage
  • 705 5th St W, Billings, MT, 59101
  • Our mortgage company in Billings, MT brings over 60 years of experience and knowledge to every situation. We can work with your current finances and find the right product for your needs. With our help, you can live in the home of your dreams sooner than you ever thought possible.
  • Division Mortgage Group
  • 1320 Division St, Billings, MT, 59101
  • Division Mortgage Group specializes in every type of purchase and refinance mortgage including: FHA, VA, Conventional, Rural Housing, etc. Whether purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage professionals are committed to providing our customers
  • Black Diamond Mortgage Corporation
  • 106 2nd St E, Whitefish, MT, 59937
  • Black Diamond Mortgage Corporation is an original Montana Company providing loans to buy homes and many home loan refinance opportunities. As the Experts in Real Estate Finance, we work with clients to help them buy a home, build a home, lower their monthly payments, shorten the life of their loan, consolidate debt, improve their home
  • Bank of Bridger
  • 101 South Main, Bridger, MT, 59014
  • Bank of Bridger is your locally owned and operated community bank. With offices in South Central Montana and Northern Wyoming, we provide service and accessibility like no other bank can. Our strength lies in our philosophy to allow local decision making at each of our branches. Bank of Bridger was first Chartered in August of 1915.
  • Little Horn State Bank
  • 835 North Center Avenue, Hardin, MT, 59034
  • In 1919 a small group of men gathered together with an ambitious scheme: start a bank in Wyola, Montana that would provide area farmers and ranchers with a reliable bank to support their community and take care of their customers. The bank was named Little Horn State Bank and word quickly spread that not only would these folks listen to their custo
  • Sunlight Federal Credit Union
  • 1702 17th Street, Cody, WY, 82414
  • Sunlight Federal Credit Union has been open since 1953. It's the 10th largest credit union in Wyoming with assets totaling $162.21 Million and providing banking services to more than 10, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working