Conventional Vs. FHA Lending requirements Beaufort, NC in 2026

In 2026, the threshold for a conventional loan in Beaufort, situated in Carteret, NC, is $726,200. The FHA limit for a single-family dwelling is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the leading rates today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage tool presents Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding your decision on the best program in NC tailored to your financial requirements.

Available Conventional and FHA Loan Choices in Beaufort, NC

Lendersa® is dedicated to helping you secure the most advantageous Conventional, USDA, or FHA loan efficiently and with ease. Start with one of three available paths that lead to matching lenders and suitable loan solutions.

Findings on USDA loan requests via Lendersa

Beaufort Lenders
(919) 525-3660 Lender's profile and map Robby Oakes Mortgage Team 5039 Executive Drive, Suite 500B, Morehead City, NC, 28557 Lends in North Carolina Robby is a Chapel Hill native, a graduate of the University of North Carolina. Robby joined Corporate Investors Mortgage Group in 2003 with a background in Financial Planning and Real Estate and hit the ground running winning the 2004 NC Association of Mortgage Professionals “Rookie of The Year” award.
(910) 708-1404 Lender's profile and map Millenia Mortgage 3100 Freedom Way, Hubert, NC, 28539 Lends in North Carolina Millenia Mortgage was originally established January 1, 2000. As you are aware, there are many mortgage companies and banks that offer low rates and fees but not many people understand why there is a fluctuation in costs associated with doing a loan if all programs and guidelines are standard to the industry.
(910) 577-7333 Lender's profile and map Marine Federal Credit Union 4180 Western Boulevard, Jacksonville, NC, 28546 Lends in North Carolina It starts with commitment. The foundation of all great relationships. We started this credit union for the Marines. To match the loyalty and commitment with which they serve us. And for over 60 years, we’ve been here. For the Marines and their community. Here for the long haul.
(910) 238-4305 Lender's profile and map Linear Mortgage Solution 300 Western Blvd, Suite 400, Jacksonville, NC, 28546 Lends in North Carolina Linear Mortgage Your financial and lifestyle goals need to be considered when purchasing a home. Our Loan Consultants will take the time to learn about you, your goals and provide you with options on what type of mortgage will work best for you and also Linear Mortgage Solution was founded on the principal of making the home buying.
(888) 993-7664 Lender's profile and map First South Bank 1311 Carolina Avenue, Washington, NC, 27889 Lends in North Carolina Founded in 1902, First South Bank has served the eastern and central North Carolina market for over 100 years. We have grown to thirty-two (32) full-service branch offices from Durham to Buxton and Elizabeth City to Wilmington. Banking products and services have evolved, however, the Bank’s commitment to its community has never wavered
(252) 793-7000 Lender's profile and map Weyco Community Credit Union 316 NC Highway 149 N, Plymouth, NC, 27962 Lends in North Carolina At Weyco Community Credit Union is to improve the standard of living and the financial well-being of our members. We have proudly been serving our members in Plymouth, North Carolina, and the surrounding communities since 1959. As a member of WCCU, you are part owner, and you have a say in how we operate.
(252) 523-5800 Lender's profile and map SMC home finance 717 Rosanne Drive, Suite One, Kinston, NC, 28504 Lends in North Carolina SMC Home Finance was established in 1996 by Donald Fader after spending time in management roles with First American Savings and First South Bank. The company is licensed as a non-depository mortgage lender under the supervision and regulation of the North Carolina Commissioner of Banks.
(800) 807-0766 Lender's profile and map First Flight Federal Credit Union 3530 South Memorial Dr, Greenville, NC, 27834 Lends in North Carolina First Flight Federal Credit Union is a full-service financial institution that has been serving members around the world since 1952. With branches across the state, First Flight serves a broad membership including residents in many area communities and employees of a variety of industries
(910) 270-4663 Lender's profile and map Azalea Coast Mortgage 7741 Market Street, Suite E, Wilmington, NC, 28411 Lends in North Carolina At Azalea Coast Mortgage. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates and fees available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically