In 2025, the threshold for a conventional loan in Beaufort, situated in Carteret, NC, is $726,200. The FHA limit for a single-family dwelling is set at $472,030.
Utilize the Lendersa® Conventional loan calculator to compare the leading rates today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage tool presents Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding your decision on the best program in NC tailored to your financial requirements.
Examine loan offers from a wide selection of 100 lenders
| Loan Type | Maximum Limit | Minimum Down Payment | |
| Conventional Conforming | $726,200 | 3% | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% |
This table applies to zip codes: 28516
Lendersa® is dedicated to helping you secure the most advantageous Conventional, USDA, or FHA loan efficiently and with ease. Start with one of three available paths that lead to matching lenders and suitable loan solutions.
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