Explore the differences! FHA VS Conventional loan programs in Dallas, Gaston County, North Carolina

In 2025, the limit for conventional loans in Dallas, located in Gaston county, NC, is $726,200. The FHA cap for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate the best rates today for Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documentation you need to qualify. Our advanced mortgage tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the optimal program in NC tailored to your financial situation.

Explore loan offers from 100 different lenders

Loan Limits and Down Payment Requirements for 2025 in Dallas, Gaston, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table relates to the following zip codes: 28034

Exploring Conventional and FHA Loan Options in Dallas, NC

Lendersa® is committed to helping you obtain the best Conventional, USDA, or FHA loan quickly and hassle-free. Choose from one of three starting points to connect with matching lenders and preferred loan programs.

Lendersa's results for USDA loan requests


  • Howard Grace Mortgage
  • 1515 North Federal Highway, Suite 300, Boca Raton, FL, 33432
  • Howard Grace and Associates is a Full Service Mortgage Brokerage Business specializing in a higher level of service. We are proud of the fact that our success has been the result of referrals from satisfied borrowers who have sent us their friends & family through the years. We take the time to listen to borrowers' needs and tailor each mortgage.
  • Express Mortgage Services Florida LLC
  • 484 Ne Wavecrest Ct, Boca Raton, FL, 33432
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Newfinity Group
  • 510 NE Wavecrest Way, Boca Raton, FL, 33432
  • At The Newfinity Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. We have relationships with many lenders.
  • Insource Funding
  • 433 Plaza Real, Ste 275, Boca Raton, FL, 33432
  • Insource Funding is a nationwide Hard Money lender that was established in 2001 to provide time-sensitive short term Hard Money loans to real estate investors for the purchase, refinance or cash-out of non-owner occupied residential, multi-family, mixed-use, office, retail, warehouse and small balance commercial properties.
  • Mortgage Makers USA, Inc.
  • 433 Plaza Real, Suite 275, Boca Raton, FL, 33432
  • Mortgage Makers USA, Inc. is a full service mortgage brokerage business licensed in the State of Florida since 1998. For the past nineteen years, Mortgage Makers USA, Inc. has been servicing our customers with integrity, honesty and competence. We offer a comprehensive line of mortgage products including conforming and non-conforming home loans.
  • Choice Mortgage
  • 40 SE 5th Street Suite 502, Boca Raton, FL, 33432
  • Since 1995, Choice Mortgage has been providing the best real estate financing programs available. As a licensed lender, we offer a wide variety of services and programs that satisfy the unique needs of each of our clients. We service FL, CA, CO, NH & NC. Our primary goal is to retain your business.
  • Loan Genius
  • 601 S Federal Hwy Suite 201, Boca Raton, FL, 33432
  • Loan Genius main office is located in Boca Raton, but we serve all of South Florida, including: Palm Beach County, Broward County, Miami-Dade County, and beyond. If you're looking for mortgage anywhere in Florida, we can help you find the perfect fit. We are experts in all aspects of mortgage lending.
  • Frias Financial
  • 1700 South Dixie Highway Suite 106, Boca Raton, FL, 33432
  • We have cultivated strong relationships with Hedge Funds, Pension Funds, Life Insurance Companies, Private Lenders, Regional and National Banks, International Institutions and Wall Street Bankers to provide our borrowers a wide array of programs to meet their financial needs worldwide.
  • IGC 10 Capital
  • 701 NW 5th Ave Boca Raton, Boca Raton, FL, 33432
  • Our values include client focus, strong execution, and continuous improvement for your real estate needs. Say goodbye to shopping around endlessly for a suitable lender. We've managed over $1 billion in real estate loans, and the number continues to grow! Our sole intent is to improve your real estate business, whether it’s by lowering costs, cr
  • Crescent City Home Mortgage, LLC
  • 389 LA-21, Suite 401-A, Madisonville, LA, 70447
  • "Crescent City Home Mortgage, LLC. Making your Dreams a Reality! Whether you are a first-time homebuyer, refinancing the home you already own or anything in between…we work to be your home mortgage solution. We have a wide range of options to tailor to your specific needs and wants For more information about the products we offer"
  • Peoples National Bank of Kewanee
  • 207 North Tremont Street, Kewanee, IL, 61443
  • Peoples National Bank of Kewanee is a long-standing institution in Central Illinois. Serving Kewanee for over 90 years, Peoples National Bank of Kewanee also serves the communities of Annawan, Bradford, Dwight, Manlius, Reynolds, Seneca On March 1, 1928, Peoples State Savings Bank opened its doors at the corner of Tremont and Second Streets.