Conventional Vs. FHA Lending requirements Dallas, NC in 2026

In 2026, the limit for conventional loans in Dallas, located in Gaston county, NC, is $726,200. The FHA cap for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate the best rates today for Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documentation you need to qualify. Our advanced mortgage tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the optimal program in NC tailored to your financial situation.

Exploring Conventional and FHA Loan Options in Dallas, NC

Lendersa® is committed to helping you obtain the best Conventional, USDA, or FHA loan quickly and hassle-free. Choose from one of three starting points to connect with matching lenders and preferred loan programs.

Lendersa's results for USDA loan requests

Dallas Lenders
(704) 867-5828 Lender's profile and map Alliance Bank & Trust Company 292 W Main Ave, Gastonia, NC, 28052 Lends in North Carolina Alliance Bank & Trust is committed to being the premier financial services organization in our market and to provide outstanding quality service to our customers. We are committed to analyzing our customer’s financial needs and ensuring that we provide them with the financial products
(704) 626-0808 Lender's profile and map Stanford Funding 2525 Shanklin Ln, Denver, NC, 28037 Lends in North Carolina Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(800) 622-5305 Lender's profile and map Carolinas Telco Federal Credit Union 2821 Crisman Street, Charlotte, NC, 28208 Lends in North Carolina Carolinas Telco Federal Credit Union (CTFCU) has been serving members across the Carolinas since 1934. We offer credit union services to the following groups: Those employed with or retired from one of our current preferred business partners. Members of the NC Consumers Council (NCCC) or other approved association.
(704) 392-3418 Lender's profile and map Nova Credit Union 3601 Mulberry Church Rd, Charlotte, NC, 28208 Lends in North Carolina Nova Credit Union provides low cost personal financial services including Secure Checking, mobile banking (eBranch), auto loans, home loans and savings & investment accounts. Members may access their accounts at and 30, 000 ATMs and 5, 000 branches in the USA through the Shared CO-OP Network and five local branches in NC.
(704) 523-0075 Lender's profile and map Blue Flame Credit Union 4301 Yancey Road, Charlotte, NC, 28217 Lends in North Carolina Founded in 1954 to provide fair-priced financial services to the employees of Piedmont Natural Gas, Duke Energy and all subsidiaries, later Heritage Propane and AmeriGas, Blue Flame Credit Union continues to be a safe haven for members looking for a safe and sound financial alternative.
(704) 332-5072 Lender's profile and map Mullinix Mortgage Group 2108 South Blvd, Suite 214, Charlotte, NC, 28203 Lends in North Carolina Mullinix Mortgage Group is a trusted local lender, backed by an independent mortgage company with more than 20 years in the industry. Founded by one of The Carolina’s top mortgage professionals, Will Mullinix, Mullinix Mortgage Group has established itself as a leader in the industry
(704) 215-4724 Lender's profile and map Peak Financial Group Inc 2125 Southend Drive, Unit 451, Charlotte, NC, 28203 Lends in North Carolina Peak Financial Group, Inc. is a family-owned mortgage business, licensed in NC and SC, located in Historic Southend, Charlotte. The business opened its doors in September 2011 and also Peak specializes in industry knowledge/expertise, personalized customer service, low interest rates, competitive pricing, and diverse loan programs.
(704) 421-1606 Lender's profile and map Eagle Financial Services Inc 2923 South Tryon Street, Suite 220, Charlotte, NC, 28203 Lends in North Carolina At Eagle Financial Services Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs