In the year 2025, the cap for conventional loans in Bessemer-City, located within Gaston county, NC, stands at $647,200. For a single-family home, the FHA limit is set at $420,680.
Take advantage of the Lendersa® Conventional loan calculator to examine the top rates available today between Conventional, FHA, and USDA loans. Determine the required income, credit score, financial reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you in selecting the best program in NC for your financial considerations.
Review loan offers from a variety of 100 lenders
| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $647,200 | 3% | |
| USDA | $285,000 | 0% | |
| FHA | $420,680 | 3.5% |
This comparison table applies to zip codes: 28016
Lendersa® is dedicated to helping you secure the most suitable Conventional, USDA, or FHA loan quickly and without hassle. Choose from one of three starting pathways that lead to well-matched lenders and loan programs.
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Bridge Loan Guides
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