Explore the differences! FHA VS Conventional loan programs in Emerald-Isle, Carteret County, North Carolina
In 2025, the conventional loan limit in Emerald-Isle, county of Carteret, NC, is set at $647,200, while the FHA limit for a single-family home is $420,680. These figures are crucial for homebuyers exploring their financial options in the region.
Leverage the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and required documents for qualification. With our advanced tool, view Conforming Conventional, USDA, FHA, and VA loans side by side to better choose the program in NC that aligns with your financial needs.
2025 Loan Limits and Down Payment Requirements in Emerald-Isle, Carteret, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to the following zip codes: 28594
Available Options for Conventional and FHA Loans in Emerald-Isle, NC
Lendersa® aims to connect you swiftly with the best Conventional, USDA, or FHA loans without hassle. Choose from three starting options to find the best-matching lenders and loan programs.
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107 N. Pennsylvania St, Suite 700, Indianapolis, IN, 46204
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