FHA VS Conventional loan programs in 2025 for Emerald-Isle, Carteret County, North Carolina
In 2025, the conventional loan limit in Emerald-Isle, county of Carteret, NC, is set at $647,200, while the FHA limit for a single-family home is $420,680. These figures are crucial for homebuyers exploring their financial options in the region.
Leverage the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and required documents for qualification. With our advanced tool, view Conforming Conventional, USDA, FHA, and VA loans side by side to better choose the program in NC that aligns with your financial needs.
2025 Loan Limits and Down Payment Requirements in Emerald-Isle, Carteret, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to the following zip codes: 28594
Available Options for Conventional and FHA Loans in Emerald-Isle, NC
Lendersa® aims to connect you swiftly with the best Conventional, USDA, or FHA loans without hassle. Choose from three starting options to find the best-matching lenders and loan programs.
Rasmussen Mortgage is a local mortgage brokerage. I have over 16 years experience in the mortgage industry. If you have not looked into what pricing a broker offers you are spending too much with the banks and credit unions. I focus on finding you the best mortgage for your wants and needs while maintaining personalized customer service.
1830 W. Mason Street, Suite 1, Green Bay, WI, 54303
We offer professional advice, service and competitive mortgage rates for residential home financing and offer many loan programs to fit your needs including: Conventional, Reverse Mortgage, FHA, VA, Investment properties, second homes and USDA Rural loans to name a few. Specialties: Clients that are looking for professional advice.
As a locally owned bank, Maquoketa State Bank is in touch with the community we serve and is responsive to the financial needs of our cuWe work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future...
First Financial Bank has deep roots in the community of El Dorado, Arkansas. It first opened in 1934 and currently services many Arkansas communities, including El Dorado, Smackover, Little Rock, Mena, Wynne, Cherry Valley, Harrisburg, McCrory, and Forrest City, with fifteen retail Banking locations along with five ATM locations.
Mortgage Nerds, LLC offers some of the lowest rates and fees available on the market today. Our process has been optimized to insure your loan experience is as efficient as possible. NMLS#1946237vailable on the market today. Our process has been optimized to insure your loan. We are not your average mortgage broker
The Benton State Bank obtained a State Charter on October 19, 1894 and opened for business on December 3, 1894. Shullsburg Community Bank, A Branch of Benton State Bank was opened June 12, 1997 at 195 Hwy 11, Shullsburg WI. BSB Community Bancorporation, Inc. is the parent company of Benton State Bank, formed in 2000.
As a local credit union, we are strong enough to provide you with everything you need, yet small enough to know you personally and care about helping you prosper any way we can. When you choose Prospera, you become a member, not just a customer. A family that works together for everyone's benefit.
The Linda the Lender Team has helped many people in Wisconsin realize thier dream of home ownership. We have developed a loan process that is smooth and stress free. Come and see what we have to offer.
Everyone’s financial needs are different and loan programs are not one size fits all. We have many loan program options
