FHA VS Conventional loan programs in Gastonia, Gaston County, North Carolina
In 2025, the conventional loan limit in Gastonia, situated within Gaston, NC, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® Conventional loan calculator to explore and compare today's prime rates among Conventional, FHA, and USDA loans. Determine the requisite income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator helps you view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the most suitable program in NC for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Gastonia, Gaston, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applicable to zip codes: 28054, 28056, 28052
Exploring Conventional and FHA Loan Options in Gastonia, NC
Lendersa® strives to quickly secure you the most advantageous Conventional, USDA, or FHA loan without hassle. Begin with one of three starting points to match with lenders and tailored loan programs.
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