FHA VS Conventional loan in Ranlo, Gaston County, North Carolina

In 2025, the conventional loan limit in Ranlo, located in Gaston, NC, stands at $726,200, whereas the FHA limit for a single-family home is $472,030. These limits are essential for determining financing options for homebuyers in the area.

Use the Lendersa® Conventional loan calculator to compare today’s best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our tool places Conforming Conventional alongside USDA, FHA, and VA loans side by side, aiding you in choosing the best suited program in NC for your financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Ranlo, Gaston, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 28054

Options for Conventional and FHA Loans in Ranlo, NC

Lendersa® aims to connect you quickly with the best possible Conventional, USDA, or FHA loans, without hassle. Choose from three avenues to locate lenders and loan programs tailored to your needs.

Results from Lendersa USDA loan request


  • JTM Financial
  • 26161 Marguerite Pkwy, Ste E, Mission Viejo, CA, 92692
  • JTM Financial Corporation strives to ensure that its services are accessible to people with disabilities. JTM Financial Corporation has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities
  • Homex Financial
  • 23120 Alicia Pkwy, Mission Viejo, CA, 92692
  • Homex Financial, where we specialize in residential mortgages. At Homex Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Jackie Barikhan - Spectrum One Mortgage
  • 23052H Alicia Pkwy, Ste 158, Mission Viejo, CA, 92692
  • Jackie is a mortgage professional cited in ABC, FOX, NBC & CBS for her work helping clients get low rate mortgages when purchasing a home or refinancing. California First Time Home Buyers get pre-approved today! We love serving our military past and present with the best VA Home Loans in California.
  • Premier Funding Network
  • 22800 Savi Ranch Parkway, Suite 216, Yorba Linda, CA, 92887
  • Premier Funding Network stands apart in the mortgage loan business. For many years, we have built our company on a quality of service that most other loan originators do not offer. Our integrity, ease of process and attention to detail attracts both new home buyers and those interested in Refinancing an existing loan from all over California.
  • Fast Fund Mortgage
  • 22246 La Palma Avenue, Yorba Linda, CA, 92887
  • Fast Fund Mortgage in Yorba Linda CA, our main focus is on helping clients with all their mortgage and loan needs. We’re proud to say that majority of our clients are pre approved for a loan within a day if not within a few hours. May it be a residential loan, a commercial, or a SBA business loan.
  • 1st Nationwide Lending Inc.
  • 27820 Aluetia Way, Yorba Linda, CA, 92887
  • 1st Nationwide Lending is committed to providing outstanding service and value to people looking to refinance, buy a new home, or simply sell their current home. We do loans all over the country and are widely recognized as a preeminent mortgage company in California. We are known for developing quality working relationships with our clientele,
  • Coast Funding Group Inc
  • 22885 Savi Ranch Parkway, Suite B, Yorba Linda, CA, 92887
  • At Coast Funding Group, Inc we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • American Online Mortgage
  • 555 Corporate Dr, Suite 215, Ladera Ranch, CA, 92694
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Ladera Lending, Inc.
  • 555 Corporate Dr, Suite 215, Ladera Ranch, CA, 92694
  • At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers, we will tailor a program for your needs. Our knowledgeable team works to provide you with financial loan options that fit your lifestyle