Explore the differences! FHA VS Conventional loan programs in Hillsborough, Orange County, North Carolina

In 2025, the Conventional loan limit in Hillsborough, within Orange county, NC, is $726,200. The FHA limit for a single-family home measures $602,600.

Use the Lendersa® Conventional loan calculator to examine today's top rates across Conventional, FHA, and USDA loans. Determine necessary income, credit level, reserves, and documents to qualify. With our advanced mortgage tool, compare Conforming Conventional, USDA, FHA, and VA options to find the best program for your financial situation in NC.

Explore offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Hillsborough, Orange County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $404,800 0%
FHA $602,600 3.5%

Relevant for zip codes: 27278

Exploring Conventional and FHA Loan Options in Hillsborough, NC

Lendersa® aims to secure for you the best possible loans—Conventional, USDA, or FHA—swiftly and efficiently. Choose from three starting points connecting you to matching lenders and suitable loan programs.

Analysis of Lendersa's USDA loan requests and results


  • Pacific Mortgage Real Estate and Financing Company
  • 25500 Hawthorne Boulevard, Suite 2230, Torrance, CA, 90505
  • Specializing in residential purchase and refinance loans in Southern CA, we work with over 20 lenders to find the best loan programs for our clients who have specific financial needs and goals, whether they have multiple properties or are just starting out as first time home buyers.
  • Pacific First Financial Real Estate Loans, Inc.
  • 23670 Hawthorne Boulevard, Suite 210, Torrance, CA, 90505
  • Pacific First Financial Real Estate Loans Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering.
  • Custom Financial Services Inc.
  • 22527 Crenshaw Blvd. #201, Torrance, CA, 90505
  • We do loan and real estate. all kinds of loans. Residential, Commercial, Private Money Loans. We started in 1964 as an Auto Finance Company. In 1972 when Banking Regulations changed, we entered the market of Private Party real estate loans. We have evolved with the marketplace. Mr. Levy has been involved in this business since 1991.
  • HBS Finance
  • 3812 Sepulveda Blvd UNIT 310, Torrance, CA, 90505
  • HBS Finance provides nationwide real estate commercial mortgages and corporate banking financial solutions. We have experience dealing with a wide variety of apartment building loans, commercial mortgage loans and business real estate loans. We act as your professional mortgage loan advisor to help find the optimal financing solutions for you by of
  • HBS Funding
  • 3812 Sepulveda Blvd Suite 310, TORRANCE, CA, 90505
  • HBS Finance provides nationwide real estate mortgages and corporate banking financial solutions. We utilize conventional financing sources; commercial banks, industrial finance companies, SBA and private investors to serve the financial needs of our clients. Because HBS Finance understands mortgage banking and commercial lending.
  • Private Lending Company Inc.
  • 22527 Crenshaw Blvd, Suite 201, Torrance, CA, 90505
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  • Supreme Mortgage Group
  • 6080 Center Drive, Los Angeles, CA, 90045
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • My Reverse Options
  • 6080 Center Drive, 6th Floor, Los Angeles, CA, 90045
  • My Reverse Options are committed to doing the “right thing” for our customers. We understand that our industry has had a less-than-stellar reputation because of unscrupulous deeds perpetrated by some loan officers and the many myths surrounding the Home Equity Conversion Mortgage (HECM) or Reverse Mortgage.
  • Innovative Lending Group
  • 6080 Center Drive, Suite 620, Los Angeles, CA, 90045
  • Our mission is a simple one: to serve our customers with honesty, integrity and competence. We see our customers as our responsibility and as a rich opportunity to fully utilize our skills and assets to make the customer life easier. Our goal is to provide home loans to our clients while providing them
  • Alston & Associates Mortgage Company
  • 6820 La Tijera Boulevard, Suite 113, Los Angeles, CA, 90045
  • At Alston & Associates Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Matrix West Mortgage
  • 5999 Center Drive, Suite 100, Los Angeles, CA, 90045
  • Matrix West Mortgage is a full service lender offering various loan products and solutions for our clients throughout California. We have been providing superior service to clients while always work diligently to ensure that each client gets the loan that accomplished their goal and best matches their needs.