FHA VS Conventional loan in Carrboro, Orange County, North Carolina

For 2025, the Conventional loan limit in Carrboro, located in Orange County, NC, is $726,200. Meanwhile, the FHA limit for a single-family home is $602,600.

Leverage Lendersa®'s Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA loans. Understand the income, credit, reserves, and documents necessary for eligibility. Our advanced mortgage calculator presents a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the optimal program for your financial needs in NC.

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2025 Loan Limits & Down Payment Requirements in Carrboro, Orange County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $404,800 0%
FHA $602,600 3.5%

This comparison table is applicable to zip codes: 27516, 27510

Explore Conventional and FHA Loan Options in Carrboro, NC

The goal of Lendersa® is to swiftly secure the best Conventional, USDA, or FHA loans for you. Choose one of three starting methods to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Precision Lending
  • 264 South River Road, Suite 432, Bedford, NH, 03110
  • Matt Vance Owner/Loan Advisor with Precision Lending, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently.
  • Home Choice Lending
  • 264 South River Road, Suite 460, Bedford, NH, 03110
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Charley Farley Home Loans
  • 172 NH-101, Bedford, NH, 03110
  • I’m Charley Farley with HarborOne Mortgage. Over the past 25 years my team of loan officers and I have helped thousands of New Hampshire homebuyers in Manchester, Concord, Nashua, Salem, Keene, Lebanon, Bedford, Hollis, the North Country and the Seacoast! I've financed thousands of homeowners all over New Hampshire since 1991
  • The Hill Mortgage Company
  • 75 Executive Drive, Suite 117, Aurora, IL, 60504
  • The Hill Mortgage Company We have been providing easy access to affordable mortgage loans. The prospect of owning a Home lights up a million emotions in you – a deep sense of fulfilment, security for the entire family and an overwhelming feeling of relief and happiness for a place where you can spend delightful moments with your loved ones.
  • Shamrock Mortgage Inc
  • 1723 Simms Street, Suite 201, Aurora, IL, 60504
  • Ryan Carrigan is the founder of mortgage company Ryan has earned his clients' trust with honest and direct communication through every step of the financing process. He and his team handle the details that typically stress borrowers when they work with large mortgage lenders. Whether your credit is ideal or less than average.
  • Itasca Bank & Trust Co.
  • 308 W. Irving Park Road, Itasca, IL, 60143
  • Itasca Bank & Trust Co. would like the opportunity to earn your business. Our bankers take the time to get to know you, your objectives, and your strategic plan. We'll work with you to help uncover financing options available for managing your business and create a banking package tailored to your business needs.
  • Cape Cod 5 Lending and Wealth Management Office
  • 2745 Main St, Brewster, MA, 02631
  • "Cape Cod 5 is a mutually-owned, independent state-chartered savings bank with $4.4 billion in assets, offering a broad range of products, tools and services to empower the financial lives of its customers. We at Cape Cod 5 are committed to serving our customers with the highest level of ethics as their trusted financial partner"
  • Earthmover Credit Union
  • 2195 Baseline Road, Oswego, IL, 60543
  • Earthmover Credit Union's vision is to provide its members with quality products and exceptional service while maintaining a competitive rate of return on deposits, the security of capital strength, and competitive rates on loans. When you become a part of Earthmover Credit Union, don't worry about asking us for help You can rest assured.