FHA VS Conventional loan programs in 2025 for Carrboro, Orange County, North Carolina

For 2025, the Conventional loan limit in Carrboro, located in Orange County, NC, is $726,200. Meanwhile, the FHA limit for a single-family home is $602,600.

Leverage Lendersa®'s Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA loans. Understand the income, credit, reserves, and documents necessary for eligibility. Our advanced mortgage calculator presents a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the optimal program for your financial needs in NC.

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2025 Loan Limits & Down Payment Requirements in Carrboro, Orange County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $404,800 0%
FHA $602,600 3.5%

This comparison table is applicable to zip codes: 27516, 27510

Explore Conventional and FHA Loan Options in Carrboro, NC

The goal of Lendersa® is to swiftly secure the best Conventional, USDA, or FHA loans for you. Choose one of three starting methods to connect with matching lenders and loan programs.

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  • Berkeley Mortgage, LLC
  • 123 Paris Ave, Suite 2D, Northvale, NJ, 7647
  • Berkeley Mortgage, LLC is dedicated to providing a unique standard of excellence in the residential mortgage business. Berkeley Mortgage, LLC is a licensed mortgage brokerage company licensed in New York, Connecticut and New Jersey that caters to the specific needs of its clients.
  • HOM Commercial
  • 133 Parkway Rd, Bronxville, NY, 10708
  • Welcome to Houlihan & O’Malley Commercial Real Estate Services. Backed by the experience of a family that’s been in the real estate business since 1891, the commercial services division of Houlihan & O’Malley specializes in commercial brokerage, private mortgages, commercial appraisals and advisory services.
  • Houlihan & O'Malley
  • 133 Parkway Road, Bronxville, NY, 10708
  • Joe Houlihan started his Real Estate career in 1984 as an appraiser, running Houlihan & O’Malley’s ‘Residential’ appraisal division. He interacted with Realtors on a regular basis and felt a natural attraction to real estate sales. In 1998, Joe founded the Residential Sales Group at Houlihan & O’Malley with the dream of creating a boutique real est
  • Family Security Credit Union
  • 2204 Family Security Place SW, Decatur, AL, 35603
  • Family Security Credit Union offers many convenient online services from their website 24 hours a day. Family Security Credit Union's online banking allows members to save time and money with online bill pay, check account balances, order checks, make loan payments, view e-Statements.
  • Palisades Credit Union
  • 300 N Middletown Road, Suite 6, Pearl River, NY, 10965
  • Palisades Credit Union is a not-for-profit organization founded in 1941 with a vision of building valued relationships through a lifetime of financial solutions. As the largest Rockland County based Credit Union, we provide a suite of full service banking products and services. Membership to Palisades Credit Union
  • UNMB Home Loans Inc.
  • 3601 Hempstead Turnpike, Suite 300, Levittown, NY, 11756
  • UNMB Home Loans Inc. is strong. Our business is built through the heart and soul of our team. From CEO Don Giorgio to our mortgage loan originators to our administrative and support staff, we stand strong in our mission to provide the most responsible and sound financing options to our clients.
  • Certus
  • 81 Centre Avenue, Suite 214, New Rochelle, NY, 10801
  • Certus Capital is a real estate finance company based out of New Rochelle NY 10801. Our mission is to provide perfect service, lower rates and faster closings to our real estate customers and business owners. Services, NJ Department of Banking & Insurance, CT Department of Banking, FL Office of Financial Regulation.
  • City Island Associates Inc
  • 4242 Merrick Road, Massapequa, NY, 11758
  • At City Island Associates, inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We place loans with a variety of lenders.