FHA VS Conventional loan in Chapel-Hill, Orange County, North Carolina
In 2026, the conventional loan limit for Chapel-Hill, in Orange county, NC, is $647,200. The FHA limit for a single-family home is $506,000.
Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, guiding you to choose the best program for your financial situation in NC.
2026 Loan Limits and Down Payment Requirements in Chapel-Hill, Orange, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$349,600
0%
FHA
$506,000
3.5%
This table applies to zip codes: 27516
Conventional and FHA Loan Options in Chapel-Hill, NC
The aim of Lendersa® is to quickly secure you the best Conventional, USDA, or FHA loan without hassle. Choose from one of three starting points to connect with matching lenders and loan programs.
1525 E. Franklin Street, Suite 4, Chapel Hill, NC, 27514
Lends in North Carolina
Independent Advantage Mortgage, LLC. is a full-service mortgage company based in Chapel Hill, North Carolina serving the entire state but mostly in Orange County, Durham County and Wake county. Whether you are buying a home or refinancing you owe it to yourself to see what I can do for you.
1506 E. Franklin Street, Suite 201, Chapel Hill, NC, 27514
Lends in North Carolina
Carolina Home Mortgage is a family-owned mortgage broker headquartered in Chapel Hill with branch offices in Pittsboro and Fayetteville. Serving all of NC through www.CarolinaHomeMortgage.com, you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money.
Carolina Home Mortgage is a family-owned mortgage broker you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money, so we are not motivated to push you into a set product or cross sell financial accounts.
1414 Raleigh Rd, Suite 400, Chapel Hill, NC, 27517
Lends in North Carolina
"At CIMG, giving back to our local community is an integral part of the company culture. You could say it’s part of our DNA. Since 1997, we have put over $1.2 million back into the communities we operate in through sponsorships and other charitable contributions.
We see ourselves as a small business with a big responsibility
2200 West Main Street, Suite L100, Durham, NC, 27705
Lends in North Carolina
Duke University Federal Credit Union has been serving the Duke community since 1968. A not-for-profit financial cooperative serving employees and students of Duke University and Duke Health. (Duke Alumni and Retirees are also eligible to join.
Duke Credit Union is managed and operated by Duke Employees
5842 Fayetteville Road, Suite 113, Durham, NC, 27713
Lends in North Carolina
Whether looking for your first home or selling your fifth, we bring the same excitement and level of service to every client. We are a very personable group, from our agents to our admin staff who strive to make the process of buying or selling less stressful and even enjoyable for our clients. We are a locally owned.
Latino Community Credit Union (LCCU) is a community-based and member-owned nonprofit financial institution that provides protection of financial assets, access to loans, financial independence and financial education.
We are proud to serve a diverse membership from the U.S. and 110 other countries around the world
At Pinnacle Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
RTP Federal Credit Union was founded in 1968 by a group of federal employees in the Research Triangle Park, seeking to bring the benefits of credit union membership to this area. Today, over 300 businesses and associations in the RTP and greater Triangle area are offering the benefits of RTP Federal Credit Union membership.
