Explore the differences! FHA VS Conventional loan programs in Midway, Davidson County, North Carolina

In 2025, the conventional loan limit for Midway, located in Davidson county, NC, is $726,200. Meanwhile, the FHA cap for a single-family home is $472,030.

Take advantage of Lendersa® Conventional loan calculator to evaluate today’s top rates among Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are needed to qualify. Our advanced mortgage calculator allows you to examine Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the most suitable program in NC for your financial requirements.

Explore loan offers from a range of 100 lenders

Loan Limits and Down Payment Requirements in Midway, Davidson, NC for 2025

Loan Type Maximum Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 27127, 27107

Available Conventional and FHA Loan Options in Midway, NC

The aim of Lendersa® is to help you obtain the best possible Conventional, USDA, or FHA loan quickly and without hassle. Begin with one of three starting points to connect you with aligned lenders and loan solutions.

Lendersa's results on USDA loan requests


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