FHA VS Conventional loan programs in 2025 for Sanford, Lee County, North Carolina

As of 2025, the conventional loan limit in Sanford, situated in Lee, NC, is $726,200. Meanwhile, the FHA limit for a single-family residence is set at $472,030.

Use the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program for your financial needs in NC.

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2025 Loan Limits and Down Payment Requirements in Sanford, Lee, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 27330, 27332, 27331

Options for Conventional and FHA Loans in Sanford, NC

Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan quickly and efficiently. Choose one of three starting paths that link you with matching lenders and loan programs.

Results from Lendersa USDA loan requests


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  • Mutual Credit Union
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  • Founded in 1930 and chartered in 1931, Mutual Credit Union is Mississippi's oldest credit union, and one of the Southeast's most respected. Through the years, our State chartered financial institution has grown from humble beginnings into a world class financial services organization with over 20, 000 active members and over $190 million in assets.
  • Bank of Salem
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  • Anderson State Bank
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  • Anderson State Bank’s operation spans three centuries of service to Knox and Henry counties. The Bank was opened in 1876 by A.B. Anderson. In 1917 the bank became incorporated under the name of Anderson State Bank. Andrew B. Anderson came to Knox County in May 1852. A native of Scotland, Andrew first stopped in Victoria
  • Westbury Bank
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  • Accunet Mortgage was started in 1999, and through the tireless work of our expert loan officers has gained recognition as a top-ranked direct-to-consumer lender. We provide professional guidance to ensure the best mortgage available is obtained to clients in the service areas of Wisconsin, Minnesota, Illinois, and Florida.
  • Community State Bank of Rock Falls
  • 1801 First Avenue, Rock Falls, IL, 61071
  • Community State Bank is a banking organization consisting of several "community banks" branches & financial service companies within northwest Illinois.CSB employees provide prompt, courteous and professional banking services that exceed the expectations of it's customers. COMMUNITY STATE BANK'S employees provide prompt, courteous.
  • Gale Credit Union
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  • Gale Credit Union was chartered in 1947 to serve employees of Gale Products, a division of OutBoard Marine Corporation. The credit union served only Gale (OMC) employees and employee families until 1983. In 1983, Gale Credit Union merged with the Knox County, City of Galesburg Credit Union,
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  • Tompkins State Bank is a community bank with offices in Avon IL, Abingdon IL, Knoxville IL, and Galesburg IL. Since 1884, TSB has been providing banking services and has continued to grow over the last 125 years. At Tompkins State Bank, we are your friends and neighbors. We are A Real Community Bank.
  • F&M Bank Illinois
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