FHA VS Conventional loan programs in 2025 for Sanford, Lee County, North Carolina

In 2025, Convetional loan limit in Sanford, county of Lee, NC is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NC is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Sanford, county of Lee, NC

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 27330, 27332, 27331

Conventional and FHA loan options in Sanford, NC

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • D A Griffin Financial, LLC
  • 880 Alexandria Pike, Suite 203, Fort Thomas, KY, 41075
  • D A Griffin Financial, LLC. We are a full service mortgage BROKER company based in Fort Thomas, Kentucky. As a small business we are on top of every transaction at all times. We can help you realize your dream of home ownership or save you money on a refinance. Our mission is to serve our customers with honesty, integrity and competence.
  • Credit Union of Ohio
  • 5500 Britton Pkwy, Hilliard, OH, 43026
  • At Credit Union of Ohio is to improve our members' standards of living and better their lifestyles." That's a unique mission statement for a financial institution. Some strive to be the preferred financial provider for their members or customers. That's nice, but it only addresses success from their side of the equation.
  • Mid-American Financial Group, Inc
  • 110 Boggs Lane, Suite 260, Cincinnati, OH, 45243
  • Mid-American Financial, we have passion for what we do—helping other people’s dreams come true. Our business is about developing and securing relationships, not just loans. Trusted relationships— forged by a unique consultative, educational approach that enables our clients to make confident, truly informed decisions.
  • Maxelle Mortgage
  • 7019 Miami Avenue, Madeira, OH, 45243
  • We offer fanatically personalized service, delivering the perfect loan for you and your family Maxelle Mortgage loan specialists can help guide you through the loan process. We can help you get you pre-qualified for free before you even find your new home and we can match you with a trusted real estate agent through our partner networks.
  • Max Mortgage
  • 6103 Washington Drive, Reading, PA, 19606
  • Max Mortgage is a full-service mortgage brokerage based in Reading, Pennsylvania. Founded in 2005 by a Brazilian-American woman, we are proud to have helped turn thousands of customers into homeowners. We are not a large company, nor do we want to be. We are a tight-knit, family-owned company that puts our customers first.
  • ABC Capital RE, LTD
  • 1218 N. Marshall Street, Philadelphia, PA, 19122
  • ABC Capital RE, LTD is a one-stop shop for overseas and US real estate clients. We locate, renovate, and manage properties for hands off international/national clients. You do not have the risk of buying securities but instead your real estate properties remain in your own separate legal entity. ABC has presented our unique value proposition all o
  • First State Bank of AL
  • PO Box 681299, Fort Payne, AL, 35968
  • Being locally-owned and locally-operated is one of the most beneficial as well as distinguishing characteristics of First State Bank.This trait separates us from our competitors by allowing FSB the pleasure and flexibility of servicing our customers’ needs promptly and personally.
  • ANE Lending LLC
  • 13475 Atlantic Blvd Ste 8, Jacksonville, FL, 32225
  • TheFloridaMortgageCenter.com is the online portal for Steve Verrier in Palm Coast, FL. Steve Verrier is a Licensed Mortgage Loan Originator sponsored by ANE Lending, The Loan Lifeguard team headquartered in Ponte Vedra, FL. We offer only the highest quality mortgage products for your needs at competitive rates in all of Florida.
  • Firstrust Bank
  • 15 E. Ridge Pike, Conshohocken, PA, 19428
  • Founded nearly 90 years ago, Firstrust’s business is serving the banking needs of our commercial and retail customers in the Philadelphia region. From large operating companies, real estate developers, manufacturers, and doctors to young families and grandparents – we’re here for them all.
  • Coastal Pacific Mortgage
  • 1 West Elm Street, First Floor, Conshohocken, PA, 19428
  • Coastal Pacific Mortgage, our mission is to set a high standard in the mortgage industry. We take great pride in giving quality customer service by putting the people we serve first. We believe the foundation for lasting relationships is consistency and communication. Our goal is to carefully guide you through the home loan process.