Explore the differences! FHA VS Conventional loan programs in Pittsboro, Chatham County, North Carolina

In 2025, the conventional loan limit for Pittsboro, located in Chatham, NC, reaches $726,200. Meanwhile, the FHA cap for a single-family home is $602,600.

Take advantage of the Lendersa® Conventional loan calculator to evaluate top rates today, including Conventional, FHA, and USDA options. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage tool enables side-by-side assessments of Conforming Conventional, USDA, FHA, and VA loans, assisting you in identifying the optimal program in NC for your financial strategy.

Review loan offers from an extensive network of 100 lenders

2025 Loan Limits and Down Payment Requirements in Pittsboro, Chatham, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $404,800 0%
FHA $602,600 3.5%

This table is applicable to the following zip codes: 27312

Exploring Conventional and FHA Loan Opportunities in Pittsboro, NC

The goal at Lendersa® is to secure the best suitable Conventional, USDA, or FHA loan efficiently and with ease. Begin with one of three pathways, each designed to align you with suitable lenders and loan programs.

Analysis of USDA loan requests via Lendersa


  • Gunnison Savings and Loan Association
  • 303 North Main St, Gunnison, CO, 81230
  • The idea for the local Savings and Loan Cooperative was first conceived by H.W. Endner, who served on its first finance committee in 1911 at the age of 29. Early records indicate that the books and accounts for the firm were originally kept at Endner's business office. The first Board of Directors was composed of C.W. Winslow, E.M. Collins.
  • MOUNTAIN VALLEY BANK
  • 101 N. 6th Street, Hayden, CO, 80487
  • Colorado hometown bank with locations in Steamboat Springs, Walden, Meeker and Hayden. We also have locations in Wyoming and Nebraska. Our products include personal banking, business banking, loans, checking, savings, CDs, FREE ATM usage for our customers, Cash Back Rewards, credit cards, mortgage loans, car loans, and ag loans.
  • Yampa Valley Bank
  • 600 South Lincoln, Suite 100, Steamboat Springs, CO, 80487
  • Yampa Valley Bank is a truly locally owned Bank serving the people of Routt and Moffat Counties. Our singular commitment to community Banking is reflected in the honest and friendly service provided to all our visitors. It’s what we call Genuine Hometown Banking - it’s who we are.
  • Kirtland Federal Credit Union - Home Loan Center
  • 6700 Jefferson St NE, Suite D-1, Albuquerque, NM, 87109
  • WE'RE LOCAL—We aren’t a huge national chain with one-size-fits-all banking options—we’re a local partner with BIG ideas and the latest technology to help our members solve problems and grow. We employ around 140 community members, and our employees range from bright, promising college students to seasoned financial geniuses
  • New Mexico Mortgage Advisors
  • 4811B Hardware Dr NE, Suite 1, Albuquerque, NM, 87109
  • New Mexico Mortgage Advisors has been providing the Albuquerque community with financing solutions that are unmatched in the Real Estate market. New Mexico Mortgage Advisors persevered through these hard times and remains a leader in the local New Mexican Real Esate market today.
  • Creative Lending Corporation
  • 5353 Wyoming Blvd NE, Suite C, Albuquerque, NM, 87109
  • Our professional loan officers provide recommendations for the best loan based on your needs. Whether you're a first-time homebuyer or you’re well-versed in the process, buying or refinancing a home can be an exciting and rewarding experience with Creative Lending Corporation. We take the time to listen and we’ll work with you to find a home loan.
  • Interface Mortgage
  • 5801 Osuna Rd NE, Suite 105, Albuquerque, NM, 87109
  • As highly experienced loan officers, we provide excellent customer service as part of our dedication to client satisfaction. Our professional staff will ask the right questions, listen to what you say with attention to detail, and devise a mortgage that fits all of your financial needs.
  • Waterstone Mortgage Corporation
  • 6733 Academy Rd NE A, Albuquerque, NM, 87109
  • Waterstone Mortgage Corporation has maintained a reputation for exceptional service and competitive mortgage financing since our inception in 2000. Since then we’ve grown to one of the largest mortgage lenders in the country with over 800 employees, branch locations in 29 states, and the ability to lend in 47 states.