FHA VS Conventional loan in Pittsboro, Chatham County, North Carolina
In 2025, the conventional loan limit for Pittsboro, located in Chatham, NC, reaches $726,200. Meanwhile, the FHA cap for a single-family home is $602,600.
Take advantage of the Lendersa® Conventional loan calculator to evaluate top rates today, including Conventional, FHA, and USDA options. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage tool enables side-by-side assessments of Conforming Conventional, USDA, FHA, and VA loans, assisting you in identifying the optimal program in NC for your financial strategy.
2025 Loan Limits and Down Payment Requirements in Pittsboro, Chatham, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$404,800
0%
FHA
$602,600
3.5%
This table is applicable to the following zip codes: 27312
Exploring Conventional and FHA Loan Opportunities in Pittsboro, NC
The goal at Lendersa® is to secure the best suitable Conventional, USDA, or FHA loan efficiently and with ease. Begin with one of three pathways, each designed to align you with suitable lenders and loan programs.
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