FHA VS Conventional loan programs in 2025 for Pittsboro, Chatham County, North Carolina
In 2025, the conventional loan limit for Pittsboro, located in Chatham, NC, reaches $726,200. Meanwhile, the FHA cap for a single-family home is $602,600.
Take advantage of the Lendersa® Conventional loan calculator to evaluate top rates today, including Conventional, FHA, and USDA options. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage tool enables side-by-side assessments of Conforming Conventional, USDA, FHA, and VA loans, assisting you in identifying the optimal program in NC for your financial strategy.
2025 Loan Limits and Down Payment Requirements in Pittsboro, Chatham, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$404,800
0%
FHA
$602,600
3.5%
This table is applicable to the following zip codes: 27312
Exploring Conventional and FHA Loan Opportunities in Pittsboro, NC
The goal at Lendersa® is to secure the best suitable Conventional, USDA, or FHA loan efficiently and with ease. Begin with one of three pathways, each designed to align you with suitable lenders and loan programs.
First Source Federal Credit Union is dedicated to helping people Live Smarter, offering financial services and education to improve the quality of life of their Members and the communities they serve. Founded in 1938, First Source is a not-for-profit, Member-owned financial cooperative with branches in New Hartford, North Utica, South Utica, Rome,
Scient Federal Credit Union is a member-owned, federally insured credit union that has been serving the needs of life science professionals and their families since 1968. Built upon the philosophy of “people helping people, ” Scient works to improve the quality of our members’ lives by providing tailored products
Chelsea Groton Bank is a mutually owned bank with 14 locations throughout New London County and a Loan Production Office in Hartford County. The Bank has over $1 billion in assets and serves businesses, individuals and families throughout Connecticut and Rhode Island. To learn more, please visit chelseagroton.com
Matthew Bouchard President Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
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Okaloosa County School Board, Okaloosa Walton Junior College and St. Mary’s. It was formed with the help of a few local residents in north Okaloosa County. The first credit union building was a very small house behind the bus stop at Richbourg Middle School on Anderson Street in Crestview.
301 S Ferdon Boulevard, Suite E, Crestview, FL, 32536
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