FHA VS Conventional loan programs in 2025 for Siler-City, Chatham County, North Carolina
In 2025, the conventional loan limit set for Siler-City, located in the county of Chatham, NC amounts to $647,200. In contrast, the FHA limit for a single-family home is $506,000.
Utilize the Lendersa® Conventional loan calculator to compare the top rates available for Conventional, FHA, and USDA loans today. Determine what income, credit, reserves, and documentation are needed for qualification. Our sophisticated mortgage calculator lets you view Conforming Conventional loans, alongside USDA, FHA, and VA loans, facilitating your decision on the most suitable program in NC for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Siler-City, Chatham County, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$349,600
0%
FHA
$506,000
3.5%
This table is applicable to the following zip codes: 27344
Discover Conventional and FHA Loan Options in Siler-City, NC
At Lendersa®, our objective is to assist you in securing the optimal Conventional, USDA, or FHA loan quickly and with ease. Choose among one of the three options provided to find matching lenders and loan programs that are tailored to your needs.
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