FHA VS Conventional loan programs in Ramseur, Randolph County, North Carolina
In the year 2025, the limit for a Conventional loan in Ramseur, found within Randolph County, NC, is set at $726,200. For single-family homes, the FHA cap is $472,030.
Utilize the Lendersa® Conventional loan calculator to make a comparison of today's best rates for Conventional, FHA, and USDA loans. Understand the needed income, credit, reserves, and documents to qualify. Our sophisticated mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, guiding your decision on the ideal program in NC for your financial situation.
2025 loan limits and downpayment criteria in Ramseur, Randolph, NC
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison applies to the following zip codes: 27316
Options for Conventional and FHA loans in Ramseur, NC
Lendersa® strives to provide you with the best available Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of three initial paths that connect you with matching lenders and loan programs.
We Finance every type of Residential and Commercial Mortgage in the USA. The The Discount Mortgage Store Team is your premier mortgage team located in Boca Raton, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage.
7280 West Palmetto Park Road, Suite 201N, Boca Raton, FL, 33433
We help clients achieve the American Dream of Homeownership while going the extra mile to make the process smooth efficient & explained. Feel the difference of a Concierge Lending Experience that combines technology with efficiency. Whether you’re buying, selling, refinancing, building your dream home you have a lot riding on your loan officer.
We are a small brokerage with over sixteen years of experience as a licensed mortgage brokerage. Being a small brokerage we have lower overhead and more control over what we can do for you.brokerage with over sixteen years of experience as a licensed mortgage brokerage. We can help you get approved for mortgages and refinancing.
7000 West Palmetto Park Road, Suite 210, Boca Raton, FL, 33433
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with the best loan product to fit their needs while providing them with the lowest payment and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7700 W Camino Real 4th Floor, Suite 400, Boca Raton, FL, 33433
ICG is a direct lending mortgage bank specializing in home financing for one to four family residential properties.ICG is licensed by the U.S. Department of Housing & Urban Development as a Title II Mortgagee to be able to offer government insured Federal Housing Administration Home Loans as well as standard Conventional Financing for its clients.
Don Elbert a mortgage banker offering all mortgage products including FHA, VA, Conventional and Jumbo. Serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state for the past 18 years. Don also a trusted mortgage advisor to many CPA’s and Financial planners in the area.
Established in 1902, Algonquin State Bank is proud of its tradition of service to the Village of Algonquin – a tradition we owe to our dedicated staff and the many loyal customers who have supported us for generations.
With a strong capital position and a dedicated team of community bankers.
Our mission is to be a safe and secure, independent mutual bank committed to being a leader in delivering superior personal service, quality products, and banking convenience to customers and local communities and Watertown Savings Bank wants to continue to help those it serves--customers, non-profit organizations, communities.
The Mission of the Watertown Municipal Credit Union is to serve the employees of Watertown and their families by offering high quality financial products and services. The Watertown Municipal Credit Union shall protect its member’s financial assets through a conservative management style that pays high rates on shares and charges reasonable interes
Mississippi Federal Credit Union is a not-for-profit full service financial institution. We offer every financial product from basic savings up to wealth management. We do it with better service and lower fees than a traditional institution. We are owned by our account holders, have over 5, 500 branches nationwide.