FHA VS Conventional loan programs in Fairbury, Jefferson County, Nebraska
For 2026, the conventional loan limit in Fairbury, situated in Jefferson county, NE, is $726,200; the FHA limit is $472,030 for a single-family home.
Utilize the Lendersa® Conventional loan calculator to assess current rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. With the advanced mortgage tool, view comparisons of Conforming Conventional, USDA, FHA, and VA loans to select the most suitable NE program for your financial situation.
2026 Loan Limits and Downpayment Details in Fairbury, Jefferson, NE
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applies to zip codes: 68352
Conventional and FHA Loan Options in Fairbury, NE
Lendersa® aims to quickly connect you with the ideal Conventional, USDA, or FHA loan without complications. Choose one of three ways to find suitable lenders and programs.
Security First Bank is a Nebraska-chartered, privately-held community bank with 26 branch locations and 12 insurance offices throughout Nebraska and southwest South Dakota. We provide community banking services from the farm and ranch towns in rural Nebraska to the hub cities of Lincoln and Rapid City.
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Heartland Bank is a family-owned, community bank serving the financial needs of Central Nebraska for over a century. We specialize in Personal, Business and Agricultural Banking. Our vision is to be a growing organization providing leadership that improves the lives of customers, associates and communities.
Although it doesn’t claim the prominence of age that many of its neighbors in southeastern Nebraska do, Adams State Bank does have the distinction of being one of the state’s five-generation banks, as well as the honor of having a past president of the Nebraska Bankers Association as its President.
At Farmers & Merchants Bank your vision is our vision, and we’ll always match our products and services to what you need to reach your goals Our mission is to grow our communities and keep them strong with competitively priced, high-quality personal business and ag products and services that meet and exceed your financial needs. We’re here to help
Nebraska Bank of Commerce (NBC) was formed initially as Community Bank of Lincoln (CBL) in 2008 by a group of experienced Nebraska bankers working in partnership with an out of state bank holding company. The goal of that founding was to bring together a group of local investors who would invest their own capital to support the initial growth of th
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