FHA VS Conventional loan programs in Fairbury, Jefferson County, Nebraska

For 2025, the conventional loan limit in Fairbury, situated in Jefferson county, NE, is $726,200; the FHA limit is $472,030 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to assess current rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. With the advanced mortgage tool, view comparisons of Conforming Conventional, USDA, FHA, and VA loans to select the most suitable NE program for your financial situation.

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2025 Loan Limits and Downpayment Details in Fairbury, Jefferson, NE

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applies to zip codes: 68352

Conventional and FHA Loan Options in Fairbury, NE

Lendersa® aims to quickly connect you with the ideal Conventional, USDA, or FHA loan without complications. Choose one of three ways to find suitable lenders and programs.

Results from Lendersa's USDA loan requests


  • American Interstate Bank Elkhorn
  • 3331 N. 204th Street, Elkhorn, NE, 68022
  • Founded in 1915, American Interstate Bank is still the only bank chartered in Elkhorn. Today, we remain committed to Elkhorn and the Western Douglas County area through our support and involvement in various service organizations, churches, schools and community projects. American Interstate Bank (AIB) offers a full range of banking products
  • Pinnacle Bank
  • 18081 Burt St, Elkhorn, NE, 68022
  • We’ve always taken pride in our heritage as a family-owned, community Bank. Our commitment to our customers and community is at the forefront of how we do business. It’s been that way since the very beginning and continues today. Today, we operate a network of more than 151 locations with over $10.8 B in assets.
  • Metro Credit Union (Nebraska)
  • 14509 F Street, Omaha, NE, 68137
  • We were formed in 1951 for the benefit of people who bank with us, & that purpose remains central to our decision-making today. For that reason, the Credit Union has earned a reputation for exceptional personal service and great value in banking. Metro consistently receives high marks for trust, integrity, low loan rates & better overall service.
  • Mutual 1st Federal
  • 14510 F St, Suite 101, Omaha, NE, 68137
  • We're a community based credit union. And while in the old days credit unions were limited in many ways, those days are gone. Open your eyes to a new, better way to bank - with a credit union! Basically, if you live, work, worship or attend school in these counties - you're in! In Nebraska
  • Freedom Lending
  • 4610 S 143rd St, Omaha, NE, 68137
  • FREEDOM LENDING is an industry leader in mortgage lending because we deliver results. Our professionals provide excellent personal service, guaranteed lowest rates and a money management plan that’s tailored to your specific needs. Whether you’re in Iowa, Nebraska or right here in Omaha looking for an FHA mortgage, VA mortgage
  • First Nebraska Bank
  • 330 N Spruce St, Valley, NE, 68064
  • First Nebraska Bank is a full-service community bank with 11 locations and 1 loan production office in central and eastern Nebraska. Our history in Nebraska banking can be traced all the way back to 1879. We are proud that our commitment to the success of our customers and the economic growth of the communities.
  • Premier Bank
  • 16802 Burke Street, Omaha, NE, 68118
  • Premier Bank Just because a bank has a lengthy history, doesn’t mean there’s a great story to tell. Premier Bank is founded by a desire to do more of what businesses and consumers expect their financial partner to do. That means investing more in our relationships, providing financial products and services
  • United Republic Bank
  • 111 North 181st Street, Omaha, NE, 68118
  • United Republic Bank, we're different. We set our standards high by abiding by our core beliefs: Excellence, Honesty and Integrity, Making a Difference, Building Relationships and Client Satisfaction.We’re an organization that is professional, trustworthy, accurate, and responsive. United Republic Bank provides financial services that help our clie