Explore the differences! FHA VS Conventional loan programs in Omaha, Douglas County, Nebraska

In 2025, the Conventional loan limit in Omaha, located in Douglas county of NE, is $726,200. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® calculator to compare today's best Conventional, FHA, and USDA rates. Assess the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side-by-side to choose the best program for your needs in NE.

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Loan Limits and Down Payment Requirements for 2025 in Omaha, Douglas County, NE

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: Applicable to zip codes: 68112, 68117, 68118, 68107, 68104, 68105, 68108, 68178, 68164, 68122, 68127, 68124, 68022, 68111, 68110, 68114, 68116, 68137, 68135, 68132, 68144, 68134, 68131, 68130, 68102, 68106, 68152, 68154, 68101, 68103, 68109, 68119, 68139, 68145, 68172, 68175, 68176, 68179, 68180, 68182, 68183, 68197, 68198

Conventional and FHA Loan Options in Omaha, NE

Lendersa® aims to quickly secure you the best possible Conventional, USDA, or FHA loan without hassle. Choose from three starting points to find matching lenders and loan programs.

Results of a Lendersa USDA loan request


  • National Brokers Real Estate & Finance
  • 13252 Garden Grove Blvd, Suite 209, Garden Grove, CA, 92843
  • Our mission statement is to provide the best services to all clients with integrity, reliability, and confidential. For any questions relating to real estate, please contact us. Our experienced and knowledgeable staffs are ready to analyze your scenario and advice the best options that may suit your needs.
  • Premier One Lending Corp
  • 12900A Garden Grove Boulevard, Suite 136, Garden Grove, CA, 92843
  • Premier One Lending Local Veteran Owned and Operated Looking for a mortgage loan to buy your dream home or refinance the one you have? Then you owe it to yourself to contact Hai Pham – Mortgage Broker for Premier One Lending Corp. As your trusted Mortgage Broker, he proudly offers exceptional real estate lending .
  • National Home Loans
  • 13252 Garden Grove Boulevard, Suite 209, Garden Grove, CA, 92843
  • National Home Loans home is definitely much more than any other house. A home is the center of a family where people find love, laugh, sharing, caring, and much more. Homes are where new chapter of life created, stories are written, and family legacies start National Home Loans, we are excited and honored to be part of your journeys. When we are he
  • American Home Loans and Realty
  • 8356 Maxine Street, Pico Rivera, CA, 90660
  • American Home Loans and Realty is committed to honoring the privacy and security of its website visitors. We collect information to process your transactions and to help us provide a better level of service. We do not sell your information to anyone. We strive to protect the security and confidentiality of the information we collect.
  • Community Mortgage
  • 814 Morena Blvd, Suite 310, San Diego, CA, 92110
  • Community Mortgage is a San Diego mortgage broker with a team of loan specialists who truly care about the experience that clients have. That is why we focus on three things when working with client and also We work with and for our clients to provide them the best mortgage options to help them achieve and maintain home ownership.
  • California Lending Company Inc.
  • 3940 Hancock Street, Suite 109, San Diego, CA, 92110
  • We are a full-service mortgage brokerage based in San Diego, CA. We offer the benefit of wholesale mortgage rates with exceptional personal service. We work closely with our customers in securing the best loans possible, while keeping them informed every step of the process. We specialize in Purchase, Refinance, Conventional, Jumbo, VA, FHA,
  • Mortgage Alliance Group
  • 814 Morena Boulevard, Suite 107, San Diego, CA, 92110
  • At Mortgage Alliance Group. We are a full-service mortgage company based in San Diego California. We specialize in FHA Home Loans, VA Home Loans, and Interest Only Home Loans in San Diego. We also serve the surrounding cities in San Diego County. Whether you are buying a home or refinancing in the zip code of 92110.
  • NGG Mortgage
  • 2150 W Washington, Suite 201, San Diego, CA, 92110
  • NGG, our mission is to be the most customer-centric mortgage company in every community we serve. We strive for our employees to be savvy and educated on the most desirable loan programs and their underwriting guidelines. Each Loan Officer is committed to a transparent, consultative approach.