FHA VS Conventional loan programs in 2026 for Frankford, Sussex County, New Jersey

In 2026, the loan limit for conventional loans in Frankford, which is in Sussex county, NJ, is $1,089,300. For a single-family home, the FHA limit is $1,089,300.

Utilize Lendersa®'s Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in your decision of which program in NJ aligns best with your financial needs.

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Loan Limits and Down Payment Requirements for 2026 in Frankford, County of Sussex, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table applies to the following zip codes: 07822

Various Conventional and FHA Loan Options in Frankford, NJ

The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you quickly and with ease. Choose one of three starting paths to connect with matching lenders and suitable loan programs.

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Frankford Lenders

  • Lakeland Bank
  • 250 Oak Ridge Road, Oak Ridge, NJ, 07438
  • Lends in New Jersey
  • Lakeland Bank is the wholly-owned subsidiary of Lakeland Bancorp, Inc., with over $8 billion in total assets. With an extensive branch network and commercial lending centers throughout New Jersey and Highland Mills, NY, the Bank continues to build on its infrastructure of financial strength, profitability, efficiency and quality service.

  • Family Home Funding Corporation
  • 11 Keil Avenue, Kinnelon, NJ, 07405
  • Lends in New Jersey
  • The Family Home Funding team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • Homepath Lending llc
  • 227 Rt 206 N, Flanders, NJ, 7836
  • Lends in New Jersey
  • Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • First Hope Bank
  • 1301 Hope Bridgeville Road, Hope, NJ, 07844
  • Lends in New Jersey
  • First Hope Bank is a family operated community bank that has been in operation since 1911. We are a full-service bank with products ranging from deposit accounts to loans to investment and insurance products offered by either our Trust Department or Raymond James Financial Services, Inc.

  • BETTERWAY MORTGAGE CO
  • 333 Route 46 W, Suite 201, Mountain Lakes, NJ, 7046
  • Lends in New Jersey
  • At BetterWay Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,

  • American Mortgage Partners, Inc
  • 3025 Rt 10, Unit 3, Morris Plains, NJ, 07950
  • Lends in New Jersey
  • American Mortgage Partners, Inc. Our mortgage representatives specialize in providing home loans to borrowers in New Jersey and Pennsylvania. We have decades of experience offering top-notch client service. In addition to conventional and FHA, VA, and USDA loans, we provide solutions beyond traditional banking.

  • Mortgage Access Corporation
  • 225 Littleton Road, Morris Plains, NJ, 07950
  • Lends in New Jersey
  • Established in 1980, in Chatham, NJ Mortgage Access Corp. is licensed in over 40 states. As a Licensed Mortgage Banker, Mortgage Access Corp. derives its mortgage products from many sources & investors; unlike banks or savings & loan institutions, which are often limited by the availability of their own deposits & a single lending philosophy.

  • American Federal Mortgage Corporation
  • 360 Route 24, Chester, NJ, 07930
  • Lends in New Jersey
  • American Federal Mortgage, we make it easy for those seeking to refinance or purchase their dream home in 10 states by offering a variety of flexible loan programs geared toward each client's specific mortgage needs. Having been a recognized leader in the mortgage lending industry for nearly three decades,