FHA VS Conventional loan in Closter, Bergen County, New Jersey

For 2025, the limit for a Conventional loan in Closter, located within the county of Bergen, NJ, is set at $1,089,300. Meanwhile, the FHA loan limit for a single-family home is $1,089,300.

The Lendersa® Conventional loan calculator is designed to facilitate the comparison of today's top rates for Conventional against FHA and USDA loans, helping you understand the requirements for income, credit score, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you have the capability to view Conforming Conventional loans, USDA, FHA, and VA loans side by side, which assists in determining which program in NJ is most suitable for your financial situation.

Explore loan offers from a network of 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Closter, Bergen, NJ

Type of Loan Maximum Loan Limit Minimum Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This comparison table is applicable to the following zip codes: 7624

Exploring Conventional and FHA Loan Options in Closter, NJ

The primary objective of Lendersa® is to swiftly and efficiently connect you with the best Conventional, USDA, or FHA loans, without the hassle. Begin by choosing one of three starting paths, leading to matched lenders and loan programs.

Result of USDA loan request and matching by Lendersa


  • Epic Funding
  • 2180 West First Street Ste 540, Fort Myers, FL, 33901
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Cooperative Extension Federal Credit Union
  • 2301 S. University Ave, Little Rock, AR, 72204
  • Cooperative Extension Service Federal Credit Union (CESFCU) started in 1946 as the Agricultural Extension Workers Credit Association, a state-chartered credit union. CESFCU was started by 11 UADA Cooperative Extension Service employees. CESFCU became a Federally Chartered Credit Union in 1992
  • Responsible Reverse Mortgage
  • 4547 Pine Island Rd, Suite 3, Cape Coral, FL, 33993
  • Responsible Reverse Mortgage, a licensed mortgage broker specializing in Reverse Mortgages. Our company mission is to be responsible for your comfortable retirement. We've a commitment to our customers to deliver quality advice in a convenient manner. Our commitment to helping the 62+ community of America live the retirement.
  • Lend Elite LLC
  • 1322 North West 10th Terrace, Cape Coral, FL, 33993
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Harbor Light Mortgage
  • 3937 NW 46th Terrace, Cape Coral, FL, 33993
  • Harbor Light Mortgage is a family owned and operated mortgage broker in Cape Coral, Florida, serving borrowers throughout the State. Now in it's third year at this location, Harbor Light Mortgage represents multiple lenders providing borrowers with access to a vast array of mortgage products, including Conventional, FHA, USDA, and VA
  • Guardian Home Mortgage Corporation
  • 11825 Hinson Road, Suite 104, Little Rock, AR, 72212
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
  • First Home Corporation
  • 5220 South West 64th Avenue, Davie, FL, 33314
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • EverMortgages
  • 1500 Weston Rd, Suite 202, Weston, FL, 33326
  • EverMortgages is a Mortgage Brokerage company dedicated to bring the best customer service in originating loans for our clients. When you work with EverMortgages for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days. Move through the approval process quickly and seamlessly.
  • Home Lenders Mortgage LLC
  • 2220 Tallahassee, Weston, FL, 33326
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Savvy Mortgage Services Inc
  • 1792 Bell Tower Lane, Weston, FL, 33326
  • We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
  • Life Capital Lending Group, Inc.
  • 1820 N. Corporate Lakes Blvd, Suite 207-6, Weston, FL, 33326
  • Life Capital Lending Group, Inc., offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,