Explore the differences! FHA VS Conventional loan programs in Dumont, Bergen County, New Jersey

In 2026, the conventional loan limit for Dumont, in the county of Bergen, NJ, is $1,089,300, whereas the FHA limit for a single-family home is $1,089,300.

The Lendersa® Conventional loan calculator allows you to compare the best rates today for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and required documents to qualify. Using our advanced mortgage calculator, you can see Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you select the best program for your financial needs in NJ.

Explore loan offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Dumont, Bergen County, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This comparison table applies to the following zip codes: 7628

Conventional and FHA Loan Options in Dumont, NJ

The aim of Lendersa® is to provide access to the finest Conventional, USDA, or FHA loans swiftly and without any hassle. Start with any of these three routes to find matching lenders and loan programs.

Illustration of USDA loan request matching results from Lendersa


  • Technicolor Federal Credit Union
  • 434 W. Alameda Ave, Burbank, CA, 91506
  • Technicolor Federal Credit Union is a member owned and operated financial cooperative institution. Membership is exclusively available to employees and family members of Technicolor Inc., Live Nation Entertainment Inc. and over 120 other companies in the entertainment industry and from select Los Angeles based businesses, unions and organizations.

  • Media City Credit Union
  • 1020 W Olive Ave, Burbank, CA, 91506
  • Media City Credit Union is Federally Insured by NCUA - Equal Housing Opportunity and has served its members since 1936 when we were founded by employees of Helms Bakeries. A credit union is like a bank, only better. Media City CU offers checking, savings, credit cards and loans, yet profits are returned back to members in the form of reduced fees,

  • "Mafyan & Associates INC. Nationwide Lending"
  • 2001 West Magnolia Boulevard, Suite D, Burbank, CA, 91506
  • Mafyan and Associates INC and Nationwide Lending, is proud to serve its clients with all of their Real Estate and Mortgage needs. Mafyan and Associates INC was created in 2008. I have been in the real estate business for over a decade and am more than happy to serve all my clients with the greatest service ever.

  • Revival Lending
  • 16822 Pacific Coast Highway, Suite F, Sunset Beach, CA, 90742
  • At Revival Lending, we want you to experience revival in your finances and your life. We focus on serving our clients for the long term, not as a one time transaction. We accomplish this by taking a holistic financial approach. We begin by analyzing your past financial history, we review your current situation and map out your future goals.

  • Unify Home Loans
  • 621 South Spring Street, Suite PH1010, Los Angeles, CA, 90014
  • At Unify Home Loans, we not only find you the right loan we also get you connected to a real estate professional, in the neighborhood you desire. With an extensive network of agents in the Greater Los Angeles area and Orange County, we can get you connected with one that has extensive knowledge of your desired location.

  • Belmont Mortgage
  • 1925 Montair Avenue, Long Beach, CA, 90815
  • Belmont Mortgage we are all about transparency. We detail everything to you up front so there are never any surprises Our Loan Officers have extensive knowledge in both the Purchase and Refinancing markets. Whether you are looking to buy your first home, refinance an existing one or even co-sign for a loved one, we have experience in all scenario.

  • Paradise Private Money
  • 610 S. Main Street #PH212, Los Angeles, CA, 90014
  • Paradise Private Money is a boutique private money mortgage firm specializing in filling the needs of small to medium sized real estate investors on both the buyer and trust deed investor side. This company was formed to simplify and streamline the process of securing funds for investing in real estate.

  • Loan Source Central
  • 4608 Obispo Avenue, Lakewood, CA, 90712
  • Loan Source Central is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.

  • Smart Choice Realty & Mortgage Finance Inc
  • 960 W 7th St, Los Angeles, CA, 90017
  • We have access to lend money in very unique scenarios. Since we have access to over 350 lending institutions more than likely you can bring your unique – sometimes ugly situation here and we can get to cleaning it up for you! When you choose other lending institutions they normally want to fit you to their strict underwriting criteria.