FHA VS Conventional loan programs in 2025 for Dumont, Bergen County, New Jersey

In 2025, the conventional loan limit for Dumont, in the county of Bergen, NJ, is $1,089,300, whereas the FHA limit for a single-family home is $1,089,300.

The Lendersa® Conventional loan calculator allows you to compare the best rates today for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and required documents to qualify. Using our advanced mortgage calculator, you can see Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you select the best program for your financial needs in NJ.

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2025 Loan Limits and Down Payment Requirements in Dumont, Bergen County, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This comparison table applies to the following zip codes: 7628

Conventional and FHA Loan Options in Dumont, NJ

The aim of Lendersa® is to provide access to the finest Conventional, USDA, or FHA loans swiftly and without any hassle. Start with any of these three routes to find matching lenders and loan programs.

Illustration of USDA loan request matching results from Lendersa


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  • U.P. Connection Federal Credit Union offers a complete range of banking services. We are locally-owned and our staff prides itself on getting to know our members and providing exceptionally friendly service when you call or walk through the door.Credit Union offers a complete range of banking services. We are locally-owned
  • Security National Bank
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  • We're serving you with a higher level of personal service including personal, private and business banking, home mortgages, investment and wealth management. We're located in Omaha, NE; Council Bluffs and West Des Moines, IA; and Dallas, TX, providing employees with great opportunities for career growth.
  • Frontier Bank
  • 301 1st Ave, Rock Rapids, IA, 51246
  • Frontier Bank is a locally owned, community-minded independent bank. We've been dedicated to serving individuals and businesses with the highest degree of care, confidentiality and convenience since starting in Rock Rapids, Iowa in 1932. At Frontier Bank we always treat you like a BIG DEAL.
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  • 9 Main Street East, Meadville, MS, 39653
  • Franklin County was named for philosopher and statesmen Benjamin Franklin and was one of the original counties of the state of Mississippi. In 1809, seven years prior to Mississippi’s admission into the Union as a state, the county was organized in the Mississippi Territory. A large part of the western portion of the county
  • Heartland Area Federal Credit Union
  • 6111 N 72 Street, Omaha, NE, 68134
  • Heartland Area Federal Credit Union has been open since 1954. The credit union has assets totaling $22.35 Million and provides banking services to more than 1, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • First Nebraska Credit Union
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  • Patriots Bank
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  • Exchange Bank.
  • 8008 W. Dodge Rd, Omaha, NE, 68114
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  • American National Bank
  • 8990 W Dodge Rd, Omaha, NE, 68114
  • We believe in celebrating the hard work, innovation, courage, and determination of our clients, whether they're applying for a new business loan or opening up their first savings account. We get to know our clients so we can help guide them on the best path possible. We built American National Bank over 100 years ago with the same curiosity.