FHA VS Conventional loan in Haworth, Bergen County, New Jersey

In 2026, the Conventional loan limit for Haworth in Bergen county, NJ is set at $1,089,300. Meanwhile, the FHA limit for a single-family home stands at $1,089,300.

Leverage the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Identify required income, credit, reserves, and documentation for qualification. Our advanced mortgage tool displays Conforming Conventional loans, USDA, FHA, and VA options side by side, guiding you to select the most suitable program for your financial scenario in NJ.

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Loan Limits and Down Payment Needs for 2026 in Haworth, Bergen, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This comparison applies to the following zip codes: 7641

Explore Conventional and FHA Loan Options in Haworth, NJ

The objective of Lendersa® is to secure the best Conventional, USDA, or FHA loans quickly and without complications. Choose from one of three starting options to find suitable lenders and loan programs.

Results for Lendersa USDA loan requests


Haworth Lenders

  • Progressive Mortgage Services Inc
  • 8 East Madison Avenue, Dumont, NJ, 07628
  • Lends in New Jersey
  • Progressive Mortgage Services Inc is Your local Mortgage Broker with close to 2 decades of experience. Making purchases and refinances our business! We have a large network of Lenders that can accomadate various scenarios. From FHA to Conventional Loans along with Reverse Mortgages and Commercial Loans as well.

  • RCA Capital
  • 550 Kinderkamack Rd, Suite1, Oradell, NJ, 07649
  • Lends in New Jersey
  • RCA Capital is a direct, private lender, and Capital Advisory Company. Our team uses a common-sense approach to lending to provide 24-hour approval turn times. Our in-house underwriting allows us to expeditiously bring you to the closing table. Our asset-based mortgage programs are specifically designed for independent real estate investors and se

  • 1ST 2ND MORTGAGE COMPANY OF N.J., INC.
  • 50 Spring Street, Cresskill, NJ, 7626
  • Lends in New Jersey
  • We're a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending...including purchase and refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with competitive rates, terms and costs-to meet your unique needs.

  • Approved Funding
  • 41 Grand Avenue, River Edge, NJ, 07661
  • Lends in New Jersey
  • Approved Funding is a multi-state Direct Mortgage Lender. With over three decades of perseverance, billions in mortgage financing, and thousands of satisfied clients, we have become one of the area’s fastest growing privately held mortgage banks, by distinguishing ourselves through professionalism, honesty and integrity.

  • Greater Alliance Federal Credit Union
  • 40 West Century Road, Paramus, NJ, 07652
  • Lends in New Jersey
  • Our Mission is To provide the highest quality financial services, through commitment to excellence and financial strength, exceeding the expectations of our members and employees. Our Vision is Commitment to making a positive difference in the financial lives of our members and in the community we serve. We want to be the financial institution.

  • Berkeley Mortgage, LLC
  • 123 Paris Ave, Suite 2D, Northvale, NJ, 7647
  • Lends in New Jersey
  • Berkeley Mortgage, LLC is dedicated to providing a unique standard of excellence in the residential mortgage business. Berkeley Mortgage, LLC is a licensed mortgage brokerage company licensed in New York, Connecticut and New Jersey that caters to the specific needs of its clients.

  • Teaneck Federal Credit Union
  • 100 Elizabeth Avenue, Teaneck, NJ, 07666
  • Lends in New Jersey
  • A credit union is a cooperative organized to serve a specific group of people rather than the general public. It allows members to pool their resources for their common benefit. Banks are owned by investors, but credit union members truly own their own institution. Thus members can take advantage of better savings and loan rates.

  • GREENBACK CAPITAL MORTGAGE CORPORATION
  • 1086 Teaneck Rd, Suite 4E, Teaneck, NJ, 07666
  • Lends in New Jersey
  • Greenback Capital Mortgage Corp. is a Mortgage Banker/Broker in providing financing in New York, New Jersey and Florida .We have successfully closed hundreds of millions of dollars in mortgage loans with a reputation for being deal making mortgage experts. The company was started nearly 30 years ago

  • AccoLend
  • 310 Cedar Lane, Suite 3A, Teaneck, NJ, 07666
  • Lends in New Jersey
  • AccoLend is a fast growing direct lending company. We are based in NJ but fund bridge/hard money loans in 30+ states. We with offer great career path for loan officers, especially for those with a proven track record. Our product mix is flexible, we offer competitive rates, charge no points and provide fast and reliable service for our clients.