FHA VS Conventional loan in Colts-Neck, Monmouth County, New Jersey

In 2026, the loan limit for conventional loans in Colts-Neck, situated within the county of Monmouth, NJ, is $970,800. Meanwhile, the FHA limit is $970,800 for a single-family home.

Take advantage of the Lendersa® Conventional loan calculator to contrast today's best rates available for Conventional, FHA, and USDA loans. Assess the required income, credit score, reserves, and necessary documentation to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping guide your choice of the most suitable program in NJ for your financial conditions.

Browse loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Colts-Neck, Monmouth, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison applies to zip codes: 7722

Conventional and FHA Loan Opportunities in Colts-Neck, NJ

Lendersa® aims to find you the best Conventional, USDA, or FHA loan options swiftly and with ease. Choose one of three starting options to match with appropriate lenders and loan programs.

Results for Lendersa USDA loan requests


Colts-Neck Lenders

  • TFS Mortgage Corporation Inc
  • 437 Newman Springs Road, Lincroft, NJ, 07738
  • Lends in New Jersey
  • TFS Mortgage Corporation, Inc. was formed in 1989 to serve the unique lending needs of Financial Advisors and their clients. TFS is currently licensed in Florida, New Jersey, New York, and Pennsylvania. We are acutely aware that each of our clients has very specific needs which we strive to address with a wide array of lending solutions.

  • Progress Capital
  • 620 Tinton Avenue, Building B, 1st Floor, Eatontown, NJ, 07724
  • Lends in New Jersey
  • Progress Capital is a commercial real estate advisory firm specializing in arranging debt for commercial real estate owners and developers of mixed-use, multi-family, construction, industrial, retail, office and commercial storage properties. With 30 years of industry leading experience in the Metro New York, Philadelphia and New Jersey markets.

  • Second Generation Mortgage Group LLC
  • 788 Shrewsbury Avenue, Tinton Falls, NJ, 07724
  • Lends in New Jersey
  • our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan, which is why we pride ourselves on our guar

  • MDE Home Loans, LLC
  • 766 Shrewsbury Avenue, East Bldg, Suite 204, Tinton Falls, NJ, 07724
  • Lends in New Jersey
  • MDE Home Loans is dedicating to fulfilling the American Dream of home ownership by providing buyers access to financing and industry leading lending services.Our highly trained team averages more than two decades of experience in mortgage lending. We understand that each customer has specific needs & we strive to deliver personalized.

  • Mortgage Now Inc.
  • 1161 Broad St #212, Shrewsbury, NJ, 07702
  • Lends in New Jersey
  • Mortgage Now Inc. , where we specialize in residential mortgages. At Mortgage Now Inc. , we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • AAFC Group LLC
  • 3430 Sunset Avenue, Suite 17, Ocean, NJ, 07712
  • Lends in New Jersey
  • We are committed to offering only the highest quality professional service to our mortgage customers, realtors and associates. We’ll help you navigate the mortgage loan process, answering your questions and offering our advice along the way. Our customers are always treated with the utmost respect, courtesy and professionalism.

  • The Loan Tree Corp
  • 922 Main Street, Asbury Park, NJ, 07712
  • Lends in New Jersey
  • The Loan Tree specialize in FHA 203K & Fannie Mae HomeStyle Rehabilitation Mortgages that allow for the purchase or refinance of your home while providing additional funds for rehab/improvements We also offer Low/No closing cost Conventional mortgages as well as FHA & VA mortgages at low fixed rates

  • Advisors Mortgage Group, L.L.C.
  • 1411 Highway 35, Asbury Park, NJ, 07712
  • Lends in New Jersey
  • Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, AMG has grown to serve not only the greater New Jersey area, but also a vast portion of the United States. With branch offices up and down the East Coast

  • Two River Mortgage & Investment
  • 157 Broad Street, Suite 312, Red Bank, NJ, 7701
  • Lends in New Jersey
  • Two River Mortgage & Investment provides personal service to each and every client throughout the loan process. We assist you to structure the best program for your individual needs. This is why Two River Mortgage’s core business is generated by personal referrals and repeat business.