FHA VS Conventional loan in Emerson, Bergen County, New Jersey

In 2025, Convetional loan limit in Emerson, county of Bergen, NJ is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Emerson, county of Bergen, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 7630

Conventional and FHA loan options in Emerson, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Farmer & Merchants Bank
  • 708 South Main, Stuttgart, AR, 72160
  • Farmers and Merchants Bank and The Bank of Fayetteville are both deeply rooted in Arkansas soil. Our tradition of community-oriented banking and providing our customers with the best financial products and services available is the foundation of our bank family. Our mission stands tall and clear: to promote the success.
  • LimeBank
  • 1630 S. Killingsworth Ave., Bolivar, MO, 65613
  • LimeBank (formerly Farmers State Bank) is an FDIC-insured & Equal Housing Lender certified bank serving the community of Bolivar, MO & the surrounding area. With four convenient branch locations in Bolivar, Galmey, and Pittsburg, plus four free regional ATMs, LimeBank proudly serves clients from southwest Missouri & the greater Springfield region.
  • Emerald Coast Mortgage and Investments
  • 111 W. Myrtle Avenue, Suite 4, Foley, AL, 36535
  • Emerald Coast Mortgage and Investments is a licensed, locally owned and operated mortgage brokerage business specializing in residential mortgages. We offer unique packages for condos and investment properties. With over 20 years in the banking, mortgage, and finance industry, Emerald Coast Mortgage and Investments provides professional
  • LuxPro Mortgage
  • 2170 Main Street, Suite 201, Sarasota, FL, 34237
  • At LuxPro Mortgage, our mission is to set high standards in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • MCK Lending Group LLC
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  • Bank of Belle Glade Belle Glade
  • 108 S. E. Avenue D, Belle Glade, FL, 33430
  • The Bank of Belle Glade began its history in 1963 with a group of concerned citizens. This group raised its startup capital from local shareholders that recognized that the Belle Glade area needed a bank it could call it's own. A local bank with local management and decision making.
  • Mid-Missouri Bank
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  • Mid-Missouri Bank is building the community bank of the future in the Ozarks today. It starts with having the best solutions for both personal & business banking. It continues with having the best people, the best facilities & the best customer experiences. Although we were chartered in 1872, we still consider ourselves to be just getting started.
  • Three Star Capital
  • 6615 W Boynton Beach Blvd #415, Boynton Beach, FL, 33437
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  • Homefront Lending LLC
  • 19940 State Highway 181, Suite B, Fairhope, AL, 36532
  • At Homefront Lending LLC, where we are honored to serve you! We are experienced mortgage professionals dedicated to our community. Located in Fairhope, AL, it is absolutely our honor to bring excellent service to south Alabama. We are a veteran-owned business who's passion is serving our nation's heroes who serve us each and every day.
  • Bay Mortgage Corporation
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  • First National Bank in Creston
  • 101 W Adams Street, Creston, IA, 50801
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