FHA VS Conventional loan programs in 2025 for Oradell, Bergen County, New Jersey
In 2025, the Conventional loan limit in Oradell, within Bergen county, NJ, is $1,089,300, while for an FHA loan, it's $1,089,300 per single-family home.
Use the Lendersa® Conventional loan calculator to review top rates for Conventional, USDA, and FHA loans today. Assess necessary income, credit, reserves, and document needs to qualify. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side to select the best program in NJ for your financial needs.
2025 Loan Limits and Down Payment Needs in Oradell, Bergen, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
Relevant for zip codes: 7649
Exploring Conventional and FHA Loan Options in Oradell, NJ
At Lendersa®, our goal is to provide the best possible Conventional, USDA, or FHA loans quickly and hassle-free. Choose one of three starting points that will help you align with matching lenders and loan programs.
3636 Birch St, Suite 2604000 MacArthur Blvd, 7th Floor, Newport Beach, CA, 92660
Our MISSION is to provide our partners with the support and industry knowledge that deliver valuable solutions, cultivating financial success. Our VISION is to continue serving the mortgage community with straight-forward, resourceful customer and operational service that deliver answers and results to our partners empowering.
5000 Birch St, Suite 3000, Newport Beach, CA, 92660
Mortgage Direct Financial is a customer centric company that loves what we do. We want to make sure we provide you with the lowest rate loan that accomplishes your goals in the shortest amount of time.
Our goal at Mortgage Direct Financial is to get to know what you and your family's needs are to serve you the best way that we can.
3400 Irvine Blvd, Suite 107, Newport Beach, CA, 92660
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
20151 SW Birch St, Suite 230, Newport Beach, CA, 92660
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Loanry® is an Interactive Platform & the consumer facing brand. The backend of Loanry is powered by the company’s lead generation platform that connects lenders with consumers looking for personal loans, business loans, & mortgages among other types of loans. Consumers can even shop Loanry's money tools to compare real-time rates
1001 Dove Street, Suite 100, Newport Beach, CA, 92660
Prime Pacific Financial is a successful mortgage brokerage firm. Our offices located in Newport Beach support our staff and are designed to fulfill the needs of our customers with convenience, ambiance and professionalism. Prime Pacific Financial was created around a processing, packaging and customer relationship concept.
4590 MacArthur Blvd, 5th Floor, Newport Beach, CA, 92660
We believe that what’s good for our customer is good for us, too. We are allies for our customers advocating for sensible laws and stronger accountability. Integrity filters all of our decisions. When we act in integrity, we build trust by always making the right choice, regardless of circumstance.
23 Corporate Plaza, Suite 150, Newport Beach, CA, 92660
"LENDERLINE® is staffed by seasoned veterans of the mortgage industry, many with over 25 years of experience financing a broad range of residential and commercial properties.
We excel in providing niche loan products, including full amortization and interest only loans, for residential, multifamily and commercial properties."
20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
We specialize in purchase transactions. Unlike a refinance, a purchase transaction has time frames & contractual commitments that unless honored can cause stress, financial penalties, the loss of your dream home & even the loss of your earnest money deposit. You want to make sure to entrust your purchase loan & transaction to an expert in this fiel