In 2026, the conventional loan limit for Englewood-Cliffs, in Bergen county, NJ, is $970,800. In contrast, the FHA limit for a single-family home is $970,800.
Leverage the Lendersa® Conventional loan calculator to compare today’s leading rates for Conventional, FHA, and USDA loans. Identify the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you determine which program in NJ best fits your financial situation.
Explore loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $0 | 0% |
| FHA | $970,800 | 3.5% |
This comparison table applies to the following zip codes: 7632
Lendersa® strives to obtain the best possible Conventional, USDA, or FHA loan for you effectively and effortlessly. Choose one of three starting pathways to connect with matching lenders and suitable loan programs.
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
