FHA VS Conventional loan programs in Leonia, Bergen County, New Jersey
For the year 2026, in Leonia situated in Bergen county, NJ, the limit for conventional loans is $1,089,300, while the FHA loan cap for a single-family home is $1,089,300.
Utilize Lendersa®'s Conventional loan calculator to evaluate today's top rates between Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for eligibility. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in NJ tailored to your financial situation.
2026 Loan Limits and Down Payment Details in Leonia, Bergen County, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
The table applies to the zip codes: 7605
Explore Conventional and FHA Loan Options in Leonia, NJ
Lendersa® aims to efficiently secure the optimal Conventional, USDA, or FHA loan swiftly and without difficulty. Opt for one of three starting points that align you with suitable lenders and programs:
"At Elite Mortgage, we believe that a home is a space that offers safety and comfort. It is the mission of Elite Mortgage to provide education and guidance in the mortgage process for past, current, and future homeowners. We will be the source of up-to-date mortgage industry information and maintain high trust relationships"
NVE Bank is an independent community mutual bank established in 1887. For over 130 years, we’ve dedicated ourselves to providing customers with an unparalleled level of personal service. With 12 offices conveniently located throughout northern New Jersey, NVE offers an extensive range of business
Kennedy Funding is a leading nationwide hard money lender specializing in bridge loans for all types of commercial property. The company has over $4.0 billion in loan closings. Commercial real estate loans are provided for land acquisition, development, construction, note purchases, workouts, bankruptcies and foreclosures.
A credit union is a cooperative organized to serve a specific group of people rather than the general public. It allows members to pool their resources for their common benefit. Banks are owned by investors, but credit union members truly own their own institution. Thus members can take advantage of better savings and loan rates.
Greenback Capital Mortgage Corp. is a Mortgage Banker/Broker in providing financing in New York, New Jersey and Florida .We have successfully closed hundreds of millions of dollars in mortgage loans with a reputation for being deal making mortgage experts. The company was started nearly 30 years ago
AccoLend is a fast growing direct lending company. We are based in NJ but fund bridge/hard money loans in 30+ states. We with offer great career path for loan officers, especially for those with a proven track record. Our product mix is flexible, we offer competitive rates, charge no points and provide fast and reliable service for our clients.
Bogota Savings Bank has been a financial cornerstone in the foundation of two New Jersey communities, Bogota and Teaneck for 125 years and now have expanded our footprint into many other New Jersey towns. We are an established community bank offering traditional deposit programs such as savings, checking and certificate of deposits.
Caribbean Bridge Lender is the fast and reliable direct private lender. If you're in the market for a loan from $3 million to over $50 million (US$), and you've been having a problem finding someone to accommodate your special circumstances, Caribbean Bridge Lender is the solution you've been looking for.
