FHA VS Conventional loan in Leonia, Bergen County, New Jersey

For the year 2025, in Leonia situated in Bergen county, NJ, the limit for conventional loans is $1,089,300, while the FHA loan cap for a single-family home is $1,089,300.

Utilize Lendersa®'s Conventional loan calculator to evaluate today's top rates between Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for eligibility. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in NJ tailored to your financial situation.

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2025 Loan Limits and Down Payment Details in Leonia, Bergen County, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

The table applies to the zip codes: 7605

Explore Conventional and FHA Loan Options in Leonia, NJ

Lendersa® aims to efficiently secure the optimal Conventional, USDA, or FHA loan swiftly and without difficulty. Opt for one of three starting points that align you with suitable lenders and programs:

Results from USDA loan requests through Lendersa


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