FHA VS Conventional loan in Tenafly, Bergen County, New Jersey

In 2026, the Conventional loan limit for Tenafly, within the county of Bergen, NJ, is $1,089,300, whereas the FHA loan limit for a single-family home is $1,089,300.

Leverage the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit score, reserves, and required documents to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, enabling you to make the best choice for your financial needs in NJ.

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Loan Limits and Down Payment Requirements in Tenafly, Bergen County, NJ for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

The comparison table applies to the following zip codes: 7670

Explore Conventional and FHA Loan Options in Tenafly, NJ

The mission of Lendersa® is to help you quickly obtain the best available Conventional, USDA, or FHA loan without hassle. You can start with any of three pathways leading to suitable lenders and programs.

Discover matching results from USDA loan requests with Lendersa.


Tenafly Lenders

  • 1ST 2ND MORTGAGE COMPANY OF N.J., INC.
  • 50 Spring Street, Cresskill, NJ, 7626
  • Lends in New Jersey
  • We're a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending...including purchase and refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with competitive rates, terms and costs-to meet your unique needs.

  • NVE Bank
  • 76 Engle Street, Englewood, NJ, 07631
  • Lends in New Jersey
  • NVE Bank is an independent community mutual bank established in 1887. For over 130 years, we’ve dedicated ourselves to providing customers with an unparalleled level of personal service. With 12 offices conveniently located throughout northern New Jersey, NVE offers an extensive range of business

  • Kennedy Funding
  • 267 South Dean Street, Englewood, NJ, 07631
  • Lends in New Jersey
  • Kennedy Funding is a leading nationwide hard money lender specializing in bridge loans for all types of commercial property. The company has over $4.0 billion in loan closings. Commercial real estate loans are provided for land acquisition, development, construction, note purchases, workouts, bankruptcies and foreclosures.

  • Hard Money Bridge Loans for the Caribbean
  • 930 Sylvan Avenue, Englewood Cliffs, NJ, 07632
  • Lends in New Jersey
  • Caribbean Bridge Lender is the fast and reliable direct private lender.
    If you're in the market for a loan from $3 million to over $50 million (US$), and you've been having a problem finding someone to accommodate your special circumstances, Caribbean Bridge Lender is the solution you've been looking for.

    Because of our experience, connectio

  • NATIONWIDE MORTGAGE BANKERS, INC.
  • 120 Sylvan Avenue, Suite 101, Englewood Cliffs, NJ, 07632
  • Lends in New Jersey
  • Nationwide Mortgage Bankers Inc. was founded with the belief that achieving the American Dream of homeownership should be a straightforward and stress free process. We strongly believe that the best way to service our clients is not only to educate them on their home financing options but to also provide the best possible service

  • Progressive Mortgage Services Inc
  • 8 East Madison Avenue, Dumont, NJ, 07628
  • Lends in New Jersey
  • Progressive Mortgage Services Inc is Your local Mortgage Broker with close to 2 decades of experience. Making purchases and refinances our business! We have a large network of Lenders that can accomadate various scenarios. From FHA to Conventional Loans along with Reverse Mortgages and Commercial Loans as well.

  • Teaneck Federal Credit Union
  • 100 Elizabeth Avenue, Teaneck, NJ, 07666
  • Lends in New Jersey
  • A credit union is a cooperative organized to serve a specific group of people rather than the general public. It allows members to pool their resources for their common benefit. Banks are owned by investors, but credit union members truly own their own institution. Thus members can take advantage of better savings and loan rates.

  • GREENBACK CAPITAL MORTGAGE CORPORATION
  • 1086 Teaneck Rd, Suite 4E, Teaneck, NJ, 07666
  • Lends in New Jersey
  • Greenback Capital Mortgage Corp. is a Mortgage Banker/Broker in providing financing in New York, New Jersey and Florida .We have successfully closed hundreds of millions of dollars in mortgage loans with a reputation for being deal making mortgage experts. The company was started nearly 30 years ago

  • AccoLend
  • 310 Cedar Lane, Suite 3A, Teaneck, NJ, 07666
  • Lends in New Jersey
  • AccoLend is a fast growing direct lending company. We are based in NJ but fund bridge/hard money loans in 30+ states. We with offer great career path for loan officers, especially for those with a proven track record. Our product mix is flexible, we offer competitive rates, charge no points and provide fast and reliable service for our clients.