FHA VS Conventional loan programs in 2025 for Englewood, Bergen County, New Jersey

For 2025, the conventional loan limit in Englewood, within the county of Bergen, NJ, is set at $1,089,300. Meanwhile, the FHA limit for a single-family home stands at $1,089,300.

Discover the benefits of using Lendersa®'s Conventional loan calculator to compare today's best rates between Conventional, FHA, and USDA loans. By assessing factors such as income, credit, reserve capacity, and required documentation, it helps determine your eligibility to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in selecting the most suitable program in NJ for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Englewood, County of Bergen, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

The comparison table applies to the zip codes: 7631

Options for Conventional and FHA Loans in Englewood, NJ

The primary aim of Lendersa® is to ensure you secure the best possible Conventional, USDA, or FHA loan swiftly and with ease. Select one of three starting options, leading to a connection with matching lenders and tailored loan programs that meet your specific financial needs. Our easy-to-use system is designed to eliminate obstacles in the loan application process, giving you a clear view to choose wisely.

Lendersa USDA loan request and matching results


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  • Pixel Mortgage
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  • Capital Mortgage Services Of Texas
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  • First Source Capital Mortgage, Inc.
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  • Security Mortgage
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