FHA VS Conventional loan programs in Fort-Lee, Bergen County, New Jersey

In the year 2026, the Conventional loan ceiling in Fort-Lee, within Bergen county, NJ, is $970,800. The FHA limit for a single-family residence is $970,800.

Utilize the Lendersa® Conventional loan calculator to contrast the current Conventional, FHA, and USDA rates. Determine the income, credit score, reserves, and documents you'll need for qualification. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the program that best matches your financial objectives in NJ.

Explore loan offers from a network of 100 lenders

2026 Loan Limits and Down Payment Requirements in Fort-Lee, Bergen county, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

The table comparison targets the zip codes: 7024

Options for Conventional and FHA Loans in Fort-Lee, NJ

The aim of Lendersa® is to make securing a Conventional, USDA, or FHA loan straightforward, speedy, and stress-free. Choose from three starting points to find the right lenders and loan programs suited for you.

Results of Lendersa USDA loan request matches


Fort-Lee Lenders

  • Starseed Financial
  • One North Bridge Plaza Suite 675, Fort Lee, NJ, 07024
  • Lends in New Jersey
  • ELITE MORTGAGE LLC
  • 1610 Center Avenue, Fort Lee, NJ, 07024
  • Lends in New Jersey
  • "At Elite Mortgage, we believe that a home is a space that offers safety and comfort.
    It is the mission of Elite Mortgage to provide education and guidance in the mortgage process for past, current, and future homeowners. We will be the source of up-to-date mortgage industry information and maintain high trust relationships"

  • Aura Home Loans Inc.
  • 3 Myrtle Avenue, Edgewater, NJ, 7020
  • Lends in New Jersey
  • We offer the best mortgage tools available on the Internet easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing & getting the exact loan to meet your specific needs.

  • Hard Money Bridge Loans for the Caribbean
  • 930 Sylvan Avenue, Englewood Cliffs, NJ, 07632
  • Lends in New Jersey
  • Caribbean Bridge Lender is the fast and reliable direct private lender.
    If you're in the market for a loan from $3 million to over $50 million (US$), and you've been having a problem finding someone to accommodate your special circumstances, Caribbean Bridge Lender is the solution you've been looking for.

    Because of our experience, connectio

  • NATIONWIDE MORTGAGE BANKERS, INC.
  • 120 Sylvan Avenue, Suite 101, Englewood Cliffs, NJ, 07632
  • Lends in New Jersey
  • Nationwide Mortgage Bankers Inc. was founded with the belief that achieving the American Dream of homeownership should be a straightforward and stress free process. We strongly believe that the best way to service our clients is not only to educate them on their home financing options but to also provide the best possible service

  • NVE Bank
  • 76 Engle Street, Englewood, NJ, 07631
  • Lends in New Jersey
  • NVE Bank is an independent community mutual bank established in 1887. For over 130 years, we’ve dedicated ourselves to providing customers with an unparalleled level of personal service. With 12 offices conveniently located throughout northern New Jersey, NVE offers an extensive range of business

  • Kennedy Funding
  • 267 South Dean Street, Englewood, NJ, 07631
  • Lends in New Jersey
  • Kennedy Funding is a leading nationwide hard money lender specializing in bridge loans for all types of commercial property. The company has over $4.0 billion in loan closings. Commercial real estate loans are provided for land acquisition, development, construction, note purchases, workouts, bankruptcies and foreclosures.

  • Teaneck Federal Credit Union
  • 100 Elizabeth Avenue, Teaneck, NJ, 07666
  • Lends in New Jersey
  • A credit union is a cooperative organized to serve a specific group of people rather than the general public. It allows members to pool their resources for their common benefit. Banks are owned by investors, but credit union members truly own their own institution. Thus members can take advantage of better savings and loan rates.

  • GREENBACK CAPITAL MORTGAGE CORPORATION
  • 1086 Teaneck Rd, Suite 4E, Teaneck, NJ, 07666
  • Lends in New Jersey
  • Greenback Capital Mortgage Corp. is a Mortgage Banker/Broker in providing financing in New York, New Jersey and Florida .We have successfully closed hundreds of millions of dollars in mortgage loans with a reputation for being deal making mortgage experts. The company was started nearly 30 years ago