Explore the differences! FHA VS Conventional loan programs in Laurence-Harbor, Middlesex County, New Jersey

In 2025, the Conventional loan limit for Laurence-Harbor, in the county of Middlesex, NJ, is $970,800. In contrast, the FHA limit for a single-family home is $970,800.

Employ the Lendersa® Conventional loan calculator to evaluate today's foremost rates for Conventional, FHA, and USDA loans. Ascertain the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, allowing you to select the most suitable program for your financial circumstances in NJ.

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Loan Limits and Down Payment Information for 2025 in Laurence-Harbor, Middlesex, NJ

Type of Loan Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table is applicable for zip codes: 08879, 07721, 07735

Discover Conventional and FHA Loan Options in Laurence-Harbor, NJ

At Lendersa®, our goal is to rapidly secure the best possible Conventional, USDA, or FHA loan for you, free of hassle. Select from three starting paths to connect with appropriate lenders and find ideal loan programs.

Overview of Lendersa USDA loan request results


  • CityMortgage Inc.
  • 12423 Kittridge Street, North Hollywood, CA, 91606
  • CityMortgage Inc best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.
  • David Lerman - CalUnion Funding
  • 6400 Laurel Canyon Boulevard, North Hollywood, CA, 91606
  • At CalUnion Funding Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • Secured Capital Lending, Inc.
  • 6400 Laurel Canyon Blvd. Suite 620, NORTH HOLLYWOOD, CA, 91606
  • Direct hard money lending company. Offers competetive loan products to investor borrowers looking to leverage in the real estate inevstment market . We have a team of borrowers, brokers,marketers and private individual investors whom we have built a network with, to continue being one of the elites in this competitive market.
  • LBC Capital
  • 4605 Lankershim Blvd., Suite 419, North Hollywood, CA, 91606
  • LBC Capital is a unique California private money lender for real estate investors looking for financing in a matter of days. LBC Capital offers flexible underwriting, attractively priced hard money loans , no hidden fees and quick funding. We develop long-term relationships with our clients through our professional service and exclusive loan terms.
  • Merchants Mortgage
  • 5200 SW Meadows Road, Ste 150, Lake Oswego, OR, 97035
  • MMTC offers quick closings (3-5 days in many cases), practical underwriting for investors, and lends on a variety of property types and conditions. We can close in entities or an individual’s name, and advance repair draws rather than reimbursing clients. Up to 90% of purchase price plus 90% of repairs. We also offer other creative products not co
  • Clunas Funding Group
  • 5335 Meadows Rd, Suite 380, Lake Oswego, OR, 97035
  • Clunas Funding Group Inc. is a licensed mortgage broker in Lake Oswego, Oregon specializing in hard money loans. We provide quick access to capital for borrowers, real estate agents and mortgage brokers in Oregon, Washington and California. CFG is a collateral-based lender focusing on bridge loans, fix and flip or rehab loans and commercial loans.
  • Select Lending Services
  • 15400 Boones Ferry Road, Lake Oswego, OR, 97035
  • Select Lending Services mortgage you use to finance your home influences how much you need for the down payment, whether or not you will need mortgage insurance, and how long it will take you to pay off your loan and the best way to find out what mortgage is best for your home purchase is to get preapproved with a Select Lending Services.
  • Oswego Mortgage
  • 16552 Boones Ferry Rd, Suite 3, Lake Oswego, OR, 97035
  • Oswego Mortgage is not your average mortgage company. When you come in our office you will not find fancy suites and shinny cufflinks, rather you will be greeted by our enthusiastic team members that will soon become your friends. Our experienced professional team is made up Oregonians just like you.
  • Norris, Beggs & Simpson Financial Services
  • 4949 Meadows, Suite 490, Lake Oswego, OR, 97035
  • Norris, Beggs & Simpson Financial Services is a leader in mortgage servicing. Our team manages a loan portfolio backed by office, retail, industrial, multifamily and hotel properties. NBS loan servicers act as an interface between borrowers and lenders to keep loans on track for performance.