FHA VS Conventional loan programs in Laurence-Harbor, Middlesex County, New Jersey

In 2026, the Conventional loan limit for Laurence-Harbor, in the county of Middlesex, NJ, is $970,800. In contrast, the FHA limit for a single-family home is $970,800.

Employ the Lendersa® Conventional loan calculator to evaluate today's foremost rates for Conventional, FHA, and USDA loans. Ascertain the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, allowing you to select the most suitable program for your financial circumstances in NJ.

See loan offers from 100 lenders

Loan Limits and Down Payment Information for 2026 in Laurence-Harbor, Middlesex, NJ

Type of Loan Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table is applicable for zip codes: 08879

Discover Conventional and FHA Loan Options in Laurence-Harbor, NJ

At Lendersa®, our goal is to rapidly secure the best possible Conventional, USDA, or FHA loan for you, free of hassle. Select from three starting paths to connect with appropriate lenders and find ideal loan programs.

Overview of Lendersa USDA loan request results


  • Marshland Credit Union
  • 3650 Community Rd, Brunswick, GA, 31520
  • Marshland Credit Union consistently serves its members with the high-quality and professional service they look for in a financial institution. Marshland Credit Union is a not-for-profit organization. This means that any profits made by the credit union are returned to the member in the form of lower rates on loans

  • Loan Velocity
  • 4236 Norwich St, Brunswick, GA, 31520
  • veterans, Loan Velocity is a team of mortgage professionals with over one hundred years of combined experience. By integrating the ideals and principles from our military experiences, we strive to always give our clients our detailed attention while completing the mission at hand. Here at Loan Velocity, we believe that honesty and integrity

  • Goldstar Mortgage Inc
  • 1557 Chesnut Bypass, Centre, AL, 35960
  • Goldstar Mortgage Inc. is located in beautiful Centre, Alabama. Our goal is to provide you with exceptional customer service, lowest rates, and minimal closing cost. Since 1995, Goldstar Mortgage has helped thousand of clients across the State of Alabama purchase their dream home, refinance to lower their payment

  • National Exchange Bank & Trust
  • 130 South Main St, Fond Du Lac, WI, 54936
  • National Exchange Bank & Trust has proudly served Southeastern Wisconsin since 1933. We are an independent, family-owned financial institution that has been held in high regard as one of the highest rated financial institutions in the Midwest for many years. Our performance is supported by a strong balance sheet, prudent asset management.

  • Mayville Savings Ban
  • 200 S. Main St., Mayville, WI, 53050
  • On February 1, 1922, the Mayville Savings and Loan Association first opened for business. Our local “Building & Loan” was created to serve two local needs — first, to promote housing by offering affordable home loans to all residents and second, to provide a means for people to safely save money by depositing small sums on an installment basis.

  • Team Get It Done
  • 105 South Main Street, Suite L, Mayville, WI, 53050
  • Team Get It Done is a Wisconsin based mortgage team. Specializing in Purchase and Refinance, First Time Home Buyer loans; FHA; USDA; VA; Conventional & Jumbo loans. With experience in all levels of the Mortgage Industry from $40, 000 FHA loans to $3MM Jumbo loans Team Get It Done has the knowledge & experience necessary to turn dreams to reality.

  • Coweta Cities & County Employees Federal Credit Union
  • 43 Jefferson Parkway, Newnan, GA, 30263
  • Coweta Cities & County Employees Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.

  • Hustisford State Bank
  • 200 South Lake Street, Hustisford, WI, 53034
  • The goal of the Hustisford State Bank has been and continues to be to provide quality personal service to our customers. Hustisford State Bank is committed to remain an independent community bank and will continue to strive to provide quality services to its customers, which are its most valuable asset.

  • SunMark Community Bank
  • 1005 Northside Drive, Perry, GA, 31069
  • Our story begins in the times of Bing Crosby and Bob Hope. R.D. Buchan, a businessman and farmer, had been unhappy with the only bank in town. He saw an opportunity to serve other businesses and farmers. In 1949 Mr. Buchan founded The Pulaski Banking Company in Hawkinsville, Georgia.