FHA VS Conventional loan in Laurence-Harbor, Middlesex County, New Jersey
In 2026, the Conventional loan limit for Laurence-Harbor, in the county of Middlesex, NJ, is $970,800. In contrast, the FHA limit for a single-family home is $970,800.
Employ the Lendersa® Conventional loan calculator to evaluate today's foremost rates for Conventional, FHA, and USDA loans. Ascertain the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, allowing you to select the most suitable program for your financial circumstances in NJ.
Loan Limits and Down Payment Information for 2026 in Laurence-Harbor, Middlesex, NJ
Type of Loan
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table is applicable for zip codes: 08879
Discover Conventional and FHA Loan Options in Laurence-Harbor, NJ
At Lendersa®, our goal is to rapidly secure the best possible Conventional, USDA, or FHA loan for you, free of hassle. Select from three starting paths to connect with appropriate lenders and find ideal loan programs.
Raritan Bay Federal Credit Union is a non-profit, community chartered financial institution that serves everyone who lives, works, worships, or attends school in Middlesex County. Raritan Bay Federal Credit Union was chartered in 1941, and is owned and operated by its members. We are dedicated to serve the financial needs of our members.
62 State Route 36 South, 2nd Floor, Keyport, NJ, 07735
Lends in New Jersey
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Pinnacle Federal Credit Union has been a dependable, not-for-profit financial partner to members in Edison, NJ and surrounding Middlesex County since 1962. In our 50+ years of service to the local community, we’ve grown from humble beginnings into a full-service financial institution in Edison with 300 employer and serving members across NJ, NY PA.
Established in 1990 New Jersey Home Funding Group llc is one of New Jersey's longest standing independent mortgage lender. For 27 years and billions of dollars of residential mortgages originated over that time there has never been 1 single consumer complaint upheld by any regulatory agency. A record we are proud of!
CJFCU is a not-for-profit financial cooperative, which means all earnings at the end of the year are returned to our members in the form of better, low-cost financial services. We help our members meet their financial goals by providing exceptional member service, along with quality financial products.
Kingdom First has also supported individual families in the process of adopting children, and our company’s leaders have provided mentoring services to our community’s youth. Our world is only as good as the condition in which we leave it for our children. We feel it is our responsibility to shepherd and encourage children to become strong
100 Plainfield Avenue, Suite B2, Edison, NJ, 08817
Lends in New Jersey
MB Mortgage, LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.
