FHA VS Conventional loan programs in Madison-Park, Middlesex County, New Jersey

In 2026, the Conventional loan cap for Madison-Park, within the county of Middlesex, NJ, is $970,800, while the FHA limit for a single-family residence is $970,800.

Utilize the Lendersa® Conventional loan calculator for comparing current rates among Conventional, FHA, and USDA loans. Evaluate income requirements, credit scores, and other qualifications. This advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, helping determine which is best for your financial situation in NJ.

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Loan limits and downpayment details for 2026 in Madison-Park, Middlesex, NJ

Loan Category Maximum Loan Limit Required Downpayment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison details are relevant to zip codes: 08879

Discover Conventional and FHA Loan Packages in Madison-Park, NJ

Lendersa® strives to secure you the optimal Conventional, USDA, or FHA loans swiftly and easily. Choose from three starting points to find matching lenders and loan plans.

Lendersa's USDA loan matching results


Madison-Park Lenders

  • Raritan Bay Federal Credit Union
  • 491 Raritan Street, Sayreville, NJ, 08872
  • Lends in New Jersey
  • Raritan Bay Federal Credit Union is a non-profit, community chartered financial institution that serves everyone who lives, works, worships, or attends school in Middlesex County. Raritan Bay Federal Credit Union was chartered in 1941, and is owned and operated by its members. We are dedicated to serve the financial needs of our members.

  • Mortgage Plus Inc
  • 62 State Route 36 South, 2nd Floor, Keyport, NJ, 07735
  • Lends in New Jersey
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Pinnacle Federal Credit Union
  • 135 Raritan Center Parkway, Edison, NJ, 08837
  • Lends in New Jersey
  • Pinnacle Federal Credit Union has been a dependable, not-for-profit financial partner to members in Edison, NJ and surrounding Middlesex County since 1962. In our 50+ years of service to the local community, we’ve grown from humble beginnings into a full-service financial institution in Edison with 300 employer and serving members across NJ, NY PA.

  • New Jersey Home Funding
  • 1405 Route 18 South, Old Bridge, NJ, 08857
  • Lends in New Jersey
  • Established in 1990 New Jersey Home Funding Group llc is one of New Jersey's longest standing independent mortgage lender. For 27 years and billions of dollars of residential mortgages originated over that time there has never been 1 single consumer complaint upheld by any regulatory agency. A record we are proud of!

  • Central Jersey Federal Credit Union
  • 380 Berry Street, Woodbridge, NJ, 07095
  • Lends in New Jersey
  • CJFCU is a not-for-profit financial cooperative, which means all earnings at the end of the year are returned to our members in the form of better, low-cost financial services. We help our members meet their financial goals by providing exceptional member service, along with quality financial products.

  • Kingdom First Mortgage LLC
  • 655 Amboy Ave, Suite 100, Woodbridge, NJ, 07095
  • Lends in New Jersey
  • Kingdom First has also supported individual families in the process of adopting children, and our company’s leaders have provided mentoring services to our community’s youth. Our world is only as good as the condition in which we leave it for our children. We feel it is our responsibility to shepherd and encourage children to become strong

  • M&B Mortgage LLC
  • 100 Plainfield Avenue, Suite B2, Edison, NJ, 08817
  • Lends in New Jersey
  • MB Mortgage, LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.