FHA VS Conventional loan programs in 2025 for Sayreville, Middlesex County, New Jersey

In 2025, Convetional loan limit in Sayreville, county of Middlesex, NJ is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Sayreville, county of Middlesex, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 08872, 08879, 08859, 08871

Conventional and FHA loan options in Sayreville, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Henry Munoz Real Estate Loans
  • 2430 Torrance Blvd, Suite F, Torrance, CA, 90501
  • Henry Munoz was raised in the Los Angeles County area known as the South Bay.He grew up in Lomita, CA. Served 6 years in the United States Army and also California National Guard as a Medic.Henry attended the Academy of Health Sciences at Ft Sam Houston TX. Henry Munoz is Licensed as a Real Estate Broker by the California Department of Real Estate.
  • Pryority Lending Group
  • 1635 Crenshaw Blvd, Torrance, CA, 90501
  • Stop scams, fraud and unethical business practices targeted at all consumers, especially older adults, via our social platforms and our network of vetted professionals and businesses. We want to ensure consumers also have a reliable, nationwide network of vetted businesses and professionals who they can rely on and purchase from with confidence.
  • C & E Capital
  • 2370 Crenshaw Boulevard, Suite M, Torrance, CA, 90501
  • C & E CAPITAL is a full service Wholesale Mortgage Lender for Commercial, Residential financing. We specialize in Purchases, Refinance, Reverse Mortgages and VA LOANS. Our objective is to help you achieve your goal and choosing the right mortgage for you and your family. Our friendly, experienced team will help you navigate any market.
  • Trec Lending Inc
  • 21171 South Western Avenue, Suite 2824, Torrance, CA, 90501
  • Trec Lending Inc founder of the Raymond A. Bennett specialize in representing clients in the purchase and sale of single-family residences and income property within Carson also Focused on FHA financing which includes First Time Buyer Programs, Reverse Mortgage for seniors, & VA Loans
  • D.Reams And Company
  • 1308 Sartori Avenue, Suite 105, Torrance, CA, 90501
  • Providing superior real estate services to hundreds of South Bay and Southern California families and investors. Specialization includes Torrance, Redondo Beach, the Palos Verdes Peninsula, the Beach cities and the surrounding communities of Lomita, Gardena, Carson and unincorporated areas of Los Angeles county.
  • Crown Realty and Financial Corporation
  • 2020 Del Amo Boulevard, Suite 105, Torrance, CA, 90501
  • Our vision focuses on educating clients through a wide range services. Additionally, the integrated components of Crown Companies have made our team uniquely prepared to service clients in a variety of important financial areas – real estate, financial services and asset management.
  • 111 Capital, Inc.
  • 1820 West Carson Street, Suite 204, Torrance, CA, 90501
  • 111 Capital, Inc. has been the cornerstone of real estate investment support businesses in the United States. After that, events such as the Lehman Brothers and the sub-prime mortgage loan crisis caused a period of turmoil, and since 2011 we have been working in earnest in the crowdfunding industry, which is a service to match borrowers & lenders.
  • Pacific Sunset Mortgage LLC
  • 15455 Northwest Greenbrier Parkway, Suite 145, Beaverton, OR, 97006
  • We believe nothing replaces old fashioned ‘one-on-one’ service with a local lender, with an office you can walk in to. In today’s busy world though, many need to get things going electronically while on the go. Others are in remote parts of the state and it is difficult to come in to the office.
  • HD Mortgage LLC
  • 1915 North East Stucki Avenue, Suite 400, Beaverton, OR, 97006
  • We are dedicated to finding great loan options while offering some of the fastest turn times in the industry. Our commitment is to provide highly personalized service and helping you through every step of the loan process. We strive to make our customers feel like a family while providing exceptional customer service, speed and support.
  • Fairfield Financial Services, Inc
  • 16055 SW Walker Rd #247, Beaverton, OR, 97006
  • Fairfield Financial Services, Inc. (NMLS number 260898) has been coordinating hard money loans in the Pacific Northwest (Oregon and Washington) since 1964. Our services have recently expanded to include Alaska, California, Colorado, Florida, Idaho, Georgia, Montana, Oklahoma, Texas, Nevada, New York, and Wyoming. We now have sources available to le