FHA VS Conventional loan programs in 2025 for South-Amboy, Middlesex County, New Jersey

In 2025, the conventional loan limit for a single-family home in South-Amboy, within Middlesex county, NJ, is set at $970,800, whereas the FHA limit is $970,800.

Employ the Lendersa® Conventional loan calculator to analyze today's best rates among Conventional, FHA, and USDA loans, and determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you select the program in NJ that best fits your financial requirements.

Review loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2025 in South-Amboy, Middlesex County, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table pertains to the following zip codes: 8879

Exploring Options for Conventional and FHA Loans in South-Amboy, NJ

Lendersa®'s aim is to efficiently connect you with the best possible Conventional, USDA, or FHA loan without hassles. You can choose one of three pathways leading to matching lenders and loan programs.

Results for USDA loan request through Lendersa


  • Great Plains Capital Mortgage
  • 319 11th St N, Wahpeton, ND, 58075
  • Great Plains Capital are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Endurance Mortgage
  • 5101 Highway 28 East, Pineville, LA, 71360
  • We bring with us, 38 years of combined mortgage experience, successful companies & great reputations. We feel that joining our business operations together will enable us to provide even better products and services for our customers. By joining our companies together, we become Cenla’s largest locally owned, mortgage lender.
  • Stride Bank, National Association
  • 1415 SE Washington Blvd., Bartlesville, OK, 74006
  • Founded in 1913, Stride Bank is an Oklahoma-based financial institution that holds over $1.17 billion in assets. Offering a full range of financial services such as consumer and commercial banking, mortgage, wealth management, and treasury management, we have also developed and currently manage highly specialized payment solutions
  • American Heritage Bank
  • 3309 E Frank Phillips Blvd, Bartlesville, OK, 74006
  • American Heritage Bank is a full-service community bank headquartered in Sapulpa, Oklahoma, with branches in twelve communities. In business since 1905, we are one of the oldest family owned and operated banks in the state of Oklahoma, and provide a full range of banking products and services.
  • Texana Bank
  • 3620 Richmond Rd, Texarkana, TX, 75503
  • At Texana Bank, we offer local branch and online banking, mortgage and loan services, with the support you expect from your community bank. More than that, you will experience an extraordinary relationship banking with Texana. We are your neighbors, your friends and your bankers.
  • TEXAR Federal Credit Union
  • 2301 Richmond Rd, Texarkana, TX, 75503
  • TEXAR FCU is a “community first” credit union, serving our members in and around the Texarkana area since 1951. Employing almost 90 employees, TEXAR includes one main branch and five branch offices in its service area. All citizens of Cass, Bowie, and Miller Counties and most citizens of Red River and Lamar Counties are eligible for membership.
  • Farmers & Merchants Bank
  • 617 1st St, Milford, NE, 68405
  • At Farmers & Merchants Bank your vision is our vision, and we’ll always match our products and services to what you need to reach your goals Our mission is to grow our communities and keep them strong with competitively priced, high-quality personal business and ag products and services that meet and exceed your financial needs. We’re here to help
  • The Jones National Bank and Trust Company of Seward
  • 203 So. 6th Street, Seward, NE, 68434
  • Jones Bank serves Seward, Milford, Valparaiso and the surrounding communities. At Jones Bank our philosophy of “Neighbors Helping Neighbors” reflects our attitude of helpfulness and community support. As a leading Nebraska community bank, we continually invest in the individuals and businesses in our communities.