FHA VS Conventional loan in Long-Branch, Monmouth County, New Jersey

In 2026, the conventional loan limit in Long-Branch, located in Monmouth county, NJ, is $970,800. The FHA limit for a single-family dwelling is $970,800.

Utilize the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans. Determine your income, credit, reserves, and required documentation for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans to help you choose the optimal program in NJ tailored to your financial circumstances.

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2026 Loan Limits and Downpayment Needs in Long-Branch, Monmouth County, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to these zip codes: 7740

Explore Loan Options: Conventional and FHA in Long-Branch, NJ

The priority of Lendersa® is to ensure you get the top Conventional, USDA, or FHA loan efficiently and without hassle. Select one of three starting paths that connect you with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • BNB Financial Inc.
  • 700 N Brand Blvd, Suite 800, Glendale, CA, 91203
  • BNB Financial, Inc, founded in 2012, believes that a lender can offer excellent service to mortgage brokers and it has strived to build lasting business relationships based on sound business practices. BNB Financial, Inc. is reputed by its peers as a lender with honesty, integrity and outstanding broker service.

  • Advanced Capital Inc
  • 655 N Central Ave, Suite 1731, Glendale, CA, 91203
  • Advanced Capital Inc is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.

  • Allied Lending Group
  • 722 W Wilson Ave, Glendale, CA, 91203
  • The Allied Lending Group Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Clearpath Federal Credit Union
  • 340 Arden Ave, Glendale, CA, 91203
  • Clearpath Federal Credit Union was originally founded by Eugene B. Walsh, Controller at Ralphs Grocery Company with the approval of the grandsons of Ralphs' founder, George Albert Ralphs.His idea was to bring to Ralphs employees better financial opportunities that provided credit and other banking services so they could enjoy a better way of life

  • CitiSky Home Loans
  • 655 North Central Avenue, 17th Floor, Suite 1719, Glendale, CA, 91203
  • CitiSky Home Loans began as an endeavor to provide better resources and more varied mortgage programs to hard working people that simply did not meet the criteria of an ideal borrower. The reality is that not everyone has a high FICO score, a large down payment, and a high grossing income, but these standards for home borrowing

  • Americana Lending inc
  • 100 N Brand Blvd, Suite 310, Glendale, CA, 91203
  • At Americana Lending inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Jewett, Gregory, Scott
  • 417 West Arden Avenue, Suite 121-C, Glendale, CA, 91203
  • Gregory S. Jewett Financial in Glendale, CA is a private Mortgage Brokerage in business for 24 years providing and arranging real estate loans. We focus on getting clients to successfully integrate the real estate loan they select into their overall long and short term financial and investment plans to help minimize taxes, improve cash flow

  • Prominent Financial Group
  • 330 North Brand Boulevard, Suite 1280, Glendale, CA, 91203
  • We work with our clients to help them understand their financial standing by first evaluating their strengths and weaknesses. We then identify specific changes that can be made to prepare them to invest in real estate and consult them on how to increase their financial net worth in the future.

  • Ice Castle Group, Inc.
  • 237A No Central Avenue, Suite 203-A, Glendale, CA, 91203
  • When it comes to buying or selling your most important investment “your home” it’s critical to secure the services of a caring expert backed by a company with exceptional resources, experience & strength. Albania & Associates Realty agents are equipped with the latest market information to help you make sense of the challenging real estate market.