FHA VS Conventional loan in Mahwah, Bergen County, New Jersey

In 2025, the conventional loan limit in Mahwah, found in Bergen county, NJ, is $1,089,300, while the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to compare the top rates available today for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the best program in NJ for your financial needs.

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2025 Loan Limits and Downpayment Information in Mahwah, Bergen County, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This table applies to the following zip codes: 07430, 07495

Discover Conventional and FHA Loan Options in Mahwah, NJ

The primary aim of Lendersa® is to get you the most suitable Conventional, USDA, or FHA loan quickly and without hassle. Choose from one of three pathways to match with the right lenders and loan programs for your needs.

Lendersa USDA loan request and matching results


  • Florida Home Loan Centers
  • 4612 Ayron Terrace, Palm Harbor, FL, 34685
  • "Florida Home Loan Centers helping renters achieve home-ownership every day! Whether your 1st home or your 5th, we're here to partner with you and be at your side every step of the way! How we make a difference: - Zero Administration Fees - Zero Processing Fees - Zero Escrow Waiver Fees - Zero Notary Fees
  • Gain Equity Mortgage
  • 1311 Canal Street, Mulberry, FL, 33860
  • The experienced team at Gain Equity Mortgage has over 50 years of mortgage experience combined. We are here to help, advise and do everything to get you into your dream home. Everyone is looked at to achieve their dream, some are ready today tomorrow or next year.The team helps you to own your home and become financially successful.
  • Palm Harbor Mortgage Advisors, Inc
  • 3964 Mullenhurst Dr, Palm Harbor, FL, 34685
  • "We work with Families, 1st time homebuyers and the Self-employed who want to build Wealth for the long term through Home Ownership. Family owned and operated with over 20 years experience. Are you or someone you know needing mortgage advice? Contact us.At Palm Harbor Mortgage Advisors, ""You can take your dream home, home today.”"
  • Reliance Mortgage Funding LLC
  • 11261 Southwest Parkside Drive, Port Saint Lucie, FL, 34987
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Home Loans Port St. Lucie Florida
  • 138 SE Felix Ave, Port Saint Lucie, FL, 34953
  • Every client has unique circumstances when it comes to applying for a mortgage loan. You can rely on mortgage lender Chuck Favoroso to use his experience and knowledge as a loan officer to do the research and find the best mortgage loan with the lowest rates and best terms based on your personalized situation.
  • Hometown Financial Services
  • 1186 SW Gatlin Blvd, Port Saint Lucie, FL, 34953
  • The Hometown Financial Services team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Mortgage Masters Group
  • 481 SW Port St. Lucie Blvd., Suite A, Port Saint Lucie, FL, 34953
  • We work as an incredible Mortgage Consulting team to guide each of our clients in a very personalized manner to help them arrive at the best decision for their specific Lending needs and future plans in regards to their Home Loan choices or Commercial Loan / Business Investments.
  • The Bank of Elk River
  • 630 Main Street, Elk River, MN, 55330
  • The Bank of Elk River is a community bank that has been family-owned and operated since 1885. Founded with a vision of being strong, loyal and innovative - a tradition we still honor today - we are committed to providing our customers with great service, convenient products and an overall better banking experience.